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Insights

Read about Riverty's journey and how we aim to be the most human centric fintech.

Two drivers prepare to charge their EV vehicle
Blog Accounting
Jun 18, 2025

The hidden EV Charging operational costs undermining profitability

Equipment costs are just the beginning for Charging Point Operators (CPOs). While DC fast chargers cost on average $50,000 and installation often exceeds equipment prices, the real EV charging operational costs are harder to spot: demand charges that dwarf electricity costs, unexpected repairs ($500–$2,000 per incident), and operational inefficiencies that drain resources. Hidden costs are embedded throughout EV charging operations—and the operators who identify them early gain a significant advantage.

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Infographic showing the future of banking is invisible
Fintech 2040 Insights
Jun 17, 2025

Banking will disappear but not your money: The rise of invisible banking

Imagine never opening a banking app again, but still getting loans, making payments, or adjusting your savings; all automatically, in the background. Welcome to invisible banking: where finance fades from view, but not from your life. Financial services are moving out of banks and apps and into wearables, e-commerce, smart homes, and vehicles. Consumers won’t “do banking” anymore. It will happen ambiently, in the background, without friction. That’s invisible banking. And it’s already taking shape.

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Blog Post 3 Checkliste
Blog Insights
Jun 12, 2025

Macroeconomic Trends 2025: Strategies and Insights for Future-Proof Credit Management

Macroeconomic trends in 2025 are directly shaping the way credit management operates—and they’re gaining strategic importance in financial planning. With financial markets becoming increasingly interconnected and uncertainty on the rise, macro factors such as inflation, interest rate policy, and evolving regulations are critical drivers for strategic decision-making.

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Infographic showing that 40% AI-driven personalization boosts engagement by 40% and retention by 30%.
Fintech 2040 Insights
May 14, 2025

How AI in fintech is powering hyper-personalized finance

AI in fintech is making hyper-personalized finance a reality – no longer a futuristic concept. The next generation of banking tailors every experience to the individual. Acting as intuitive payment companions, these solutions are built on human-centric principles that truly empower users with greater financial control and wellbeing. Here’s how it works – and what it means for your business.

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Image of a Smartphone displaying Rivertys BNPL solution, the logo of Riverty as well as mollie.
Blog Payment Methods
Sep 2, 2024

Riverty and Mollie: Flip the switch to unlock growth

You are running an online store. You have poured your heart and soul into creating outstanding products with compelling descriptions. You focus on the customer journey, optimizing your site for conversions and sales. You know, customer satisfaction is king. And you know that integrating with a reliable payment provider such as Mollie will provide a seamless checkout experience. But did you know that there are even more benefits to being unlocked? Buy Now, Pay Later with Riverty’s "Pay in 30 Days”!

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The image shows a young man who is checking his finances
Blog Payment Methods
Riverty Mar 23, 2023

Despite inflation: Living the best financial life

Inflation is high, everything gets more expensive. This puts more financial stress on people. Riverty supports people with financial difficulties through a fair debt collection process. This includes activating communication, easy-to-understand digital payment tools, and financial education. Keeping people financially healthy and in a self-determined customer lifecycle with you.

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happy couple sitting infront of a laptop
Blog Payment Methods
Riverty Mar 14, 2023 5 min

Enabling financial freedom with digital tools

Riverty emphasizes a human centric approach in debt collection: With the right digital financial tools and targeted financial education, we help people to live their lives in financial freedom. In this way, we aim to create a sustainable way of shopping, consuming, and financing.

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Graph
BNPL - Insights Payment Methods
Nikki Constantine Nov 3, 2022 5 minutes

Fintech trend and outlook in November: contactless payments in shops continue to take a flight.

1 in 3 shoppers use or plan to use more contactless payments in offline checkout. This fintech trend is driven by speed, convenience, and hygiene. Will you be using tap-and-go this Peak season?

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Heavy shopper and subscription customer payment needs: reshaping checkout.
BNPL - Insights Payment Methods
Nikki Constantine Oct 14, 2022 6 minutes

Heavy shopper and subscription customer payment needs: reshaping checkout.

Payment needs are highly important in the current landscape of online shopping, as more and more consumers shop online.

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Customer online payment needs
BNPL - Insights Payment Methods
Nikki Constantine Oct 13, 2022 8 minutes

What do consumers say is most important for making online purchases?

Listening to customers is the starting point of a sustainable, long lasting and satisfactory relationship between the customer and (your) business.

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BNPL Profiling
BNPL - Insights Payment Methods
Insights Team Oct 12, 2022 5 min

BNPL betters the online shopping experience

Read more about how shopping is part of our life and how ecommerce growth comes with some demands.

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subscription payments methods
Blog Payment Methods
Peter Wilmenius | Jul 18, 2022 4 min

Subscription payments: When customers stay longer

Start-ups and scale-ups are bringing a fresh breeze into business ecosystems through subscription business models. Many industries have already adopted this way of working. And for a good reason: These models ensure better customer relations and add to subscriber lifetime value.

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subscription payments methods
Blog Payment Methods
Axel Kulick | Jul 18, 2022 3 min

Global debt collection made easy

Different regulations, laws, and people: If you operate in international receivables management for various markets, then you know all about it. You also know that global debt collection can be challenging. But it doesn’t have to be.

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