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Read about Riverty's journey and how we aim to be the most human centric fintech.

ecommerce payments work at scale
Case Study E-Commerce

How s.Oliver made ecommerce payments work at scale

s.Oliver has been dressing European families for decades – and their customers tend to stay. When the time came to rethink how post-checkout complexity was managed, it was important to get it right. See how s.Oliver turned a familiar operational problem into a payment experience their customers actually prefer in this ecommerce payment case study.

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A woman
Blog Consumption
Jun 8, 2026 3 minutes

CCD2 is sorted. Now ask the harder questions

A new regulation has landed in Germany. For most BNPL providers, it means new compliance steps, additional verification, and changes to the checkout experience. For merchants using Riverty’s 14-day invoice, the situation is currently simpler – this product is temporarily exempt from these requirements, so the checkout experience stays as it is; no additional friction, no new steps for your customers. For merchants in Germany, it’s a concrete advantage at a moment when competitors are adding steps.

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Fintechstyle written the title
Blog Insights
May 8, 2026 5 minutes

Fintech 2040: DeFi and the Future of Payments

More real-time, more automation, and more decisions directly within the payment flow. DeFi stands for decentralized finance—financial functions executed via programmable digital networks, wallets, and smart contracts rather than exclusively through traditional, closed banking and payment infrastructures.

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articial overview of future proofed AI topics
Blog Insights
May 4, 2026 5 minutes

Agentic Commerce: How Autonomous Agents Reshape Payments and Strengthen Trust

Agentic commerce is changing how people buy online. Instead of making every decision themselves, consumers increasingly rely on AI-powered agents to compare options, manage budgets, and even select how to pay.

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ecommerce payments work at scale
Case Study E-Commerce

How s.Oliver made ecommerce payments work at scale

s.Oliver has been dressing European families for decades – and their customers tend to stay. When the time came to rethink how post-checkout complexity was managed, it was important to get it right. See how s.Oliver turned a familiar operational problem into a payment experience their customers actually prefer in this ecommerce payment case study.

READ MORE
A woman
Blog Consumption
Jun 8, 2026 3 minutes

CCD2 is sorted. Now ask the harder questions

A new regulation has landed in Germany. For most BNPL providers, it means new compliance steps, additional verification, and changes to the checkout experience. For merchants using Riverty’s 14-day invoice, the situation is currently simpler – this product is temporarily exempt from these requirements, so the checkout experience stays as it is; no additional friction, no new steps for your customers. For merchants in Germany, it’s a concrete advantage at a moment when competitors are adding steps.

READ MORE
Fintechstyle written the title
Blog Insights
May 8, 2026 5 minutes

Fintech 2040: DeFi and the Future of Payments

More real-time, more automation, and more decisions directly within the payment flow. DeFi stands for decentralized finance—financial functions executed via programmable digital networks, wallets, and smart contracts rather than exclusively through traditional, closed banking and payment infrastructures.

READ MORE
articial overview of future proofed AI topics
Blog Insights
May 4, 2026 5 minutes

Agentic Commerce: How Autonomous Agents Reshape Payments and Strengthen Trust

Agentic commerce is changing how people buy online. Instead of making every decision themselves, consumers increasingly rely on AI-powered agents to compare options, manage budgets, and even select how to pay.

READ MORE
Female shopper opening and testing a perfume after opening the package.
Blog Consumption
Apr 15, 2026 5 min

Why Loyalty Is Built On Clarity During And After Checkout

In beauty ecommerce, the relationship between a brand and its customer doesn’t end at checkout. It’s tested there – and then again in everything that follows. Whether a customer returns for their next skincare order or quietly switches to a competitor often has less to do with the product itself than with how confident they felt throughout the payment journey. Clarity – at checkout and beyond – is what builds that confidence. And in a category where repurchase behaviour drives the majority of revenue, it’s one of the most underused loyalty levers available to merchants.

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A woman is sitting on the couch and looking at her phone.
Blog Consumption
Apr 15, 2026 4 min

Returns in Fashion: The Hidden Operational Challenge

Returns are a structural reality in fashion ecommerce. High return rates aren’t exceptions – they’re built into the business model. Customers order multiple sizes, try items at home, and send back what doesn’t work. For fashion brands, the question isn’t whether returns will happen, but how well the business can handle them when they do.

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Meeting of 3 personas
Blog Insights
Mar 26, 2026 10 minutes

Early Engagement in Debt Collection: 5 Reasons Why Acting Early Reduces Risk

Early engagement in debt collection is an approach that makes risks visible before they fully unfold. In many industries, the importance of early engagement is increasing as economic conditions change more quickly. and customers often need to react to financial strain at short notice. When companies intervene too late, unnecessary costs, delays, and escalations occur. When organizations intervene early, many challenges can often be mitigated before they develop into longer-term risk. This is precisely where early engagement in debt collection provides orientation before uncertainty turns into real problems.

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Case study cover with makeup brushes and the title about flaconi’s seamless checkout.
Case Study E-Commerce

flaconis' path to a smooth payment experience

As Germany's leading online retailer of drugstore and beauty products, flaconi wants to offer its more than 4.5 million active customers the most seamless and flexible shopping experience possible. Just in time for the 2024 peak season with Black Friday and Christmas, flaconi was looking for a payment solution that not only works easily, but also remains stable under maximum load. The answer: a collaboration with Riverty.

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Meeting of 3 persons
Blog Insights
Mar 25, 2026 5 minutes

Automated Debt Collection Management: 6 Rules for Modern, Fair & Efficient Processes

Automated debt collection management now shapes essential parts of daily operations. Organizations must handle high volumes, account for individual circumstances, and meet regulatory requirements reliably. Technology helps to structure these challenges, while true efficiency emerges only when people and systems complement each other. A digital foundation creates stability, while human experience provides orientation when situations are complex or sensitive.

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