Identity theft – what if someone concludes a contract using my data?
In an increasingly digitalised world, it is easier for "data thieves" to assume someone else's identity and misuse them for their own purposes. Cases of this so-called identity theft are on the rise. Find out here what exactly identity theft or data misuse means, how you can protect yourself and how you can take targeted action against it.
When does debt collection lead to a Schufa entry?
Pia successfully completed her training as an office administrator at Riverty Back in Flow in the summer. She has already learned a lot about debt collection. Now she wonders if someone immediately gets a Schufa entry when they receive a collection letter. With this question, she turns to our esteemed expert Wolfgang Spitz.
How can I improve my credit score?
Basically, the credit score assesses someone's creditworthiness and solvency. The credit score provides information about past payment behaviour so that conclusions can be drawn from it for future payment obligations. A good credit score is, for example, crucial for the approval of a loan. If you have a bad credit rating due to accumulated debts, you can improve your credit score again if you pay attention to just a few small things. It is never too late to do something.
