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Your values,
Our responsibility

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Our employees represent more than

75

different nationalities across all Riverty locations, such as Berlin, Amsterdam, Vienna, Stockholm, Helsinki or Tallinn


Since 2018, we have achieved a

58%

reduction in our emissions by 2025;
Scope 1, 2 and selected scope 3 emissions, aligned with SBTi (see ESG Fact Sheet)


Our energy consumption per m2 was reduced by

37%

at all Riverty locations from 2018 to 2025;
Comparison of total energy consumption (electricity and heating)


Our responsibility

At Riverty, Corporate Responsibility is part of who we are. Guided by our purpose, vision, and mission, we place people at the forefront of everything we do. We've developed a Corporate Responsibility strategy based on the ESG framework, broadening its scope to focus on five key dimensions: environment, society, employees, customers, and governance. From environmental protection to social impact and human-centric business practices, we strive for our actions to benefit everyone. Join us as we work on turning financial services into a driver for sustainable growth and economic freedom.

Rivertys ESG framework includes five components, environment, society, employees, customers, and governance.

Explore our impact

Discover how our initiatives empower communities, nurture the environment, and drive responsible growth.

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Environment

For the generations to come. We have committed to a climate target by 2030, with a focus on gradually reducing CO2 emissions by 50% compared to 2018. As of 2025, we have already achieved this climate target.

 

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Social

For the well-being of people. We promote conscious financial decisions for our customers, shape a healthy and inclusive workplace for our employees and create a positive impact on society via supporting financial freedom and education.

 

LEARN MORE
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Governance

For responsibility in business. We uphold ethical and responsible practices, aligning our Corporate Responsibility strategy with our vision. Our commitment guides our actions across all aspects of our business, ensuring transparency and trust.

 

Our impact in action

Discover an extract of our initiatives from the five key dimensions of Corporate Responsibility.

Green Icon on grey background showing a tree which resembles the dimension of Environment of ESG.

Environment

Since 2023, all of our locations have been using 100% electricity from renewable sources, either via installed solar panels or renewable electricity with proof of origin. In addition, we have begun installing electric charging stations at some locations to support environmentally friendly mobility.

 

Coral Icon on grey background showing two people which resembles the dimension of Customers of ESG.

Customers

With flexible payment options and transparent fees, we help our customers keep track of their finances. With products like Flex, we make it possible to bundle multiple purchases and repay them in predictable monthly installments that customers can choose themselves.

 

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Employees

Our internal networks, such as Riverty United Women and be.queer, promote diversity and inclusion through regular events and opportunities for dialogue. In addition, we raise awareness of DE&I through initiatives such as unconscious bias training for employees.

Dark pink Icon on grey background showing three people which resembles the dimension of Society of ESG.

Society

We support organizations and clubs in which our employees are involved through targeted donations. In addition, in 2026, employees were able to actively participate in volunteer events to promote local community involvement.

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Governance

An internal Corporate Responsibility Council oversees our CR activities and embeds the topics across various departments within the organization.

Green Icon on grey background showing a tree which resembles the dimension of Environment of ESG.

Environment

Since 2023, all of our locations have been using 100% electricity from renewable sources, either via installed solar panels or renewable electricity with proof of origin. In addition, we have begun installing electric charging stations at some locations to support environmentally friendly mobility.

 

Coral Icon on grey background showing two people which resembles the dimension of Customers of ESG.

Customers

With flexible payment options and transparent fees, we help our customers keep track of their finances. With products like Flex, we make it possible to bundle multiple purchases and repay them in predictable monthly installments that customers can choose themselves.

 

Pink Icon on grey background showing a person which resembles the dimension of Employees of ESG.

Employees

Our internal networks, such as Riverty United Women and be.queer, promote diversity and inclusion through regular events and opportunities for dialogue. In addition, we raise awareness of DE&I through initiatives such as unconscious bias training for employees.

Dark pink Icon on grey background showing three people which resembles the dimension of Society of ESG.

Society

We support organizations and clubs in which our employees are involved through targeted donations. In addition, in 2026, employees were able to actively participate in volunteer events to promote local community involvement.

Black Icon on grey background showing a building which resembles the dimension of Governance of ESG.

Governance

An internal Corporate Responsibility Council oversees our CR activities and embeds the topics across various departments within the organization.

Our partners

We are proud to partner with renowned organizations to drive positive change across all five dimensions of our Corporate Responsibility strategy.

Partner-Logo-Charta-der-Vielfalt
Partner-Logo-PRout-Employer
Partner-Logo-United-Nations
Partner-Logo-oda
Partner-Logo-girlcode

Get more insights

Curious to read more about our ESG commitments? Take a look at Riverty’s ESG Fact Sheet. This document serves as a summary of our sustainability journey and showcases the most significant ESG actions and metrics.

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Our commitment to the supply chain

Do you want to find out more about our Supply Chain Due Diligence? Have a look at the Bertelsmann Declaration of Human Rights. If you wish to report compliance or human rights violations in connection with Riverty and our suppliers, please inform us via our speak-up channels.

Latest news

Riverty and Girlcode collaboration
Riverty and GirlCode collaborate to harness female talent in Tech & FinTech sectors

On the occasion of International Women's Day, Riverty and GirlCode are proud to announce a strategic collaboration to address the persistent gender disparity in Europe's tech and FinTech sectors, particularly in the rapidly evolving field of artificial intelligence (AI). 

Read more