14 & 30-day invoice payment

Invoice payment is a buy now pay later invoice option that lets customers receive their order before paying. Unlike instalments, the full amount is due in a single payment; within either 14 or 30 days of the order date, depending on the option offered at checkout. It is one of the most trusted alternative payment methods for ecommerce merchants in DACH and across Europe, with proven impact on checkout conversion and average order value.

Both are deferred payment solutions that allow customers to pay after delivery, with no upfront payment required. The difference is the payment term: 14-day invoice gives customers two weeks to pay, while 30-day invoice extends that window to a full month. Merchants can offer one or both options at checkout depending on their customer base and ecommerce setup. Both options are available through a single integration via PSP, plugin, or direct API.

Riverty. Once a transaction is completed, Riverty guarantees merchant payout regardless of whether the customer pays. We provide a fully risk-free invoice payment model – handling credit assessment, post-purchase invoice payment communication, reminders, and collections – so you receive your funds upfront without absorbing payment risk. This gives merchants a guaranteed payout model with none of the operational burden of collections or credit risk.

Riverty’s 14 and 30-day invoice payment is available in Germany, Austria, Switzerland, the Netherlands, Belgium, Sweden, Finland. Availability of specific payment terms may vary by market. For details on merchant invoice payment solutions in your market, speak to our team.