
How can I improve my credit score?
Basically, the credit score assesses someone's creditworthiness and solvency. The credit score provides information about past payment behaviour so that conclusions can be drawn from it for future payment obligations. A good credit score is, for example, crucial for the approval of a loan. If you have a bad credit rating due to accumulated debts, you can improve your credit score again if you pay attention to just a few small things. It is never too late to do something.
What is an attachment?
If consumers do not meet their payment obligations, the creditor can make use of various legal possibilities to achieve a settlement of the arrears. One of these is the attachment. However, this is only permissible if certain legal requirements are met. We will explain to you under which conditions an attachment is possible, what types of attachment there are and what rights and obligations you have in such a case.