Financial Academy | Riverty

How to improve my credit score

Finance Guide Back in Flow

Editorial Team Germany | Sep 22, 2023 6 min

How can I improve my credit score?

Basically, the credit score assesses someone's creditworthiness and solvency. The credit score provides information about past payment behaviour so that conclusions can be drawn from it for future payment obligations. A good credit score is, for example, crucial for the approval of a loan. If you have a bad credit rating due to accumulated debts, you can improve your credit score again if you pay attention to just a few small things. It is never too late to do something.

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Couple online-shopping with creditcard

Finance Blog My Riverty

Editorial Team Germany | Aug 9, 2023 4 min

Buy now, pay later done right: how to use and enjoy Riverty’s payment solutions

Riverty - your financial friend of choice - is here to make the way you pay easier and better. We believe in fair, financially sustainable, and simple money matters, and that's why we bring you the magic of Buy Now Pay Later (BNPL). Let us guide you on how to never miss a payment again and live your best financial life.

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Widerspruch

Finance Guide Back in Flow

Editorial Team Germany | Aug 7, 2023 2 min

Attachment protection

A large part of the debtor's assets can be seized in enforcement - but there are also exceptions. In this article, we explain exactly what these are and what needs to be taken into account.

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Couple looking at their budget on a computer screen

Finance Blog My Riverty

Editorial Team | Aug 2, 2023 5 min

BNPL and Budgeting: A Winning Combination for Your Financial Goals

Say goodbye to financial compromise – spread payments effortlessly, maintaining your budget's integrity while transforming dreams into reality. Riverty is your passport to informed decisions, simplifying budgeting, and unlocking your financial potential. Explore the future of mindful spending today: your goals, your way, with Riverty.

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Financial Academy

Live your best financial life

We at Riverty want to help you grow personally and live your best financial life. We want to bring you closer to all topics around your finances in an easy-to-understand and transparent way.

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Become a financial expert yourself!

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Financial Guide

Our Financial Guide leads you through the jungle of technical terms. And offers easy-to-understand step-by-step instructions for situations that can affect you in your everyday life. We also address seemingly difficult topics, such as dealing with debt and contacting debt collectors.

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Financial Blog

In our blog you will find a lot of interesting facts about finance. For example, helpful tips on saving. Being happier through more conscious consumption. Tips on how to deal with major financial decisions, but also difficult personal (financial) situations.

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All insight types Blog Articles

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Couple online-shopping with creditcard

Finance Blog My Riverty

Editorial Team Germany | Aug 9, 2023 4 min

Buy now, pay later done right: how to use and enjoy Riverty’s payment solutions

Riverty - your financial friend of choice - is here to make the way you pay easier and better. We believe in fair, financially sustainable, and simple money matters, and that's why we bring you the magic of Buy Now Pay Later (BNPL). Let us guide you on how to never miss a payment again and live your best financial life.

READ MORE

Couple looking at their budget on a computer screen

Finance Blog My Riverty

Editorial Team | Aug 2, 2023 5 min

BNPL and Budgeting: A Winning Combination for Your Financial Goals

Say goodbye to financial compromise – spread payments effortlessly, maintaining your budget's integrity while transforming dreams into reality. Riverty is your passport to informed decisions, simplifying budgeting, and unlocking your financial potential. Explore the future of mindful spending today: your goals, your way, with Riverty.

READ MORE

A little girl sits on her mom's lap while mom holds a piggy bank in her hand and the little girl puts one euro in the piggy bank

Finance Blog My Riverty

Editorial Team | May 23, 2023 4 min

How do you teach your child how to deal with money?

How parents deal with money affects how children deal with it later on. It is therefore very important to lead by example. Teaching your child how to consciously deal with money at a young age has positive consequences. We provide you with basic techniques to tackle this in the best possible way.

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Man sitting at desk

Finance Blog My Riverty

Editorial Team | May 22, 2023 4 min

Save your money or invest it? Our tips for the right way

Should I save my money or invest it? That's a question many people ask themselves these days. Both when you save and when you invest, you are putting your money aside for the future. But how exactly do you go about it? And when is the right time to invest your money?

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A man is sitting on a chair and looking at his phone

Finance Blog My Riverty

Editorial Team | May 15, 2023 2 min

Have you already shopped with Riverty?

Not only do our online shops sell your favourite looks, but they also offer your favourite payment method: Riverty. Shop all the cool looks, choose us in the check-out-area and pay the outstanding amount easy, safe and fast. Easily comprehensible features help you to never overspend.

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Widerspruch

Editorial Team Germany | May 1, 2023 3 min

What is an enforcement?

The word scares many people. But what does enforcement actually mean? Enforcement refers to the state procedure by which a creditor can forcibly enforce his civil law claim against a debtor. This situation may arise if a consumer has not fulfilled a payment obligation even after receiving a reminder and the creditor or a representative appointed by him obtains an enforceable title from the court. Then the creditor has various state resources at his disposal to compulsorily enforce the claim.

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Widerspruch

Editorial Team Germany | Feb 8, 2023 4 min

Objection to the default summons – what does that mean?

In case you receive a default summons, you have 3 possibilities: you pay, you don’t react, or you lodge an objection. If the default summons is justified, it would be easiest to pay everything directly. Some don't react at all – probably because, at the time, they do not see any other solution. Or they might simply lack the financial resources. However, if the default summons is not justified and this can be proven, an objection can be filed against the default summons.

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Default summons

Editorial Team Germany | Jan 19, 2023 6 min

The default summons or payment order

A default summons often triggers insecurity, fear or even shame on the recipient's side. If you have received a default summons, it is best to contact the claimant, the authorised debt collection agency or the authorised lawyer directly. Even if you think the claim is not justified, you need to act quickly to resolve the matter. "Sitting it out" or ignoring it will not help you in this situation. Here you can find out what a default summons means and what you need to pay attention to if you have received one.

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What does a debt collection procedure cost?

Editorial Team Germany | Dec 22, 2022 5 min

What does a debt collection procedure cost?

Various costs may arise in the course of debt collection proceedings. First of all, there are the actual collection costs. These are the costs incurred for the activities of the collection agency. In addition, there are also so-called third-party costs. These are costs that have to be paid to other parties involved in connection with the collection procedure. These include, for example, the costs of address investigations or chargebacks, for a bailiff or a court.

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