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Emotions will drive smarter money decisions: The power of emotionally intelligent finance
What if your next financial decision wasn’t just based on logic, but also on emotion? Welcome to emotional finance. In 2040, AI will factor in stress, excitement, even personal values to guide smarter, more balanced money choices. That’s emotionally intelligent finance.
The hidden EV Charging operational costs undermining profitability
Equipment costs are just the beginning for Charging Point Operators (CPOs). While DC fast chargers cost on average $50,000 and installation often exceeds equipment prices, the real EV charging operational costs are harder to spot: demand charges that dwarf electricity costs, unexpected repairs ($500–$2,000 per incident), and operational inefficiencies that drain resources. Hidden costs are embedded throughout EV charging operations—and the operators who identify them early gain a significant advantage.
Banking will disappear but not your money: The rise of invisible banking
Imagine never opening a banking app again, but still getting loans, making payments, or adjusting your savings; all automatically, in the background. Welcome to invisible banking: where finance fades from view, but not from your life. Financial services are moving out of banks and apps and into wearables, e-commerce, smart homes, and vehicles. Consumers won’t “do banking” anymore. It will happen ambiently, in the background, without friction. That’s invisible banking. And it’s already taking shape.