Bundle everything you’ve bought with Riverty into a single monthly payment with Flex and choose exactly how long you take to pay it back.
Subject to your credit limit**
14 days to change your mind
You choose your monthly amount
100% transparent, full cost shown upfront
Sounds familiar?
Most people don’t have just one big purchase. It’s often a few smaller ones spread over time. Flex is designed to help you stay in control.
All your purchases bundled into a single monthly payment. One date in your calendar, nothing to track.
Set your monthly payment amount to fit your life, not the other way round, your call.
Adjust your payment whenever your situation changes. Riverty moves with you.
Turn multiple invoices into one monthly payment you control
Transparent from start to finish
Open the Riverty app and select the invoice you want to pay. Then tap “manage payment” to see your payment options.
In the “manage payment” screen, switch to the Flex tab to explore how you can split your payment.
Set the amount you’re comfortable paying each month. We’ll show you the total interest and repayment timeline before you confirm. No surprises.
Verify your identity and sign the agreement. Payments are collected automatically by direct debit on the same date each month. Your credit reuses as you pay back.
No need to track multiple invoices. Just one direct debit, one amount, and less to keep in mind.
Change your monthly payment amount in the app whenever your situation changes. You're never locked in to what you chose on day one.
As you repay, your available Flex credit replenishes automatically, so you can keep using Riverty without interruption.
Track what you owe, adjust your monthly payment, and manage your Flex credit anytime in the Riverty app.
Things people ask before signing up
Flex is a credit that lets you combine your Riverty purchases into one total amount and repay it over time — with a monthly payment you choose.
After a purchase with Riverty, you can add it to Flex in the app. You pick your monthly payment — starting from €20 — and we show you the repayment time and total interest before you confirm. No surprises.
Yes — Flex is a form of credit, so interest is charged on the amount you still owe. Think of it as a flexible way to spread the cost of your purchases over time.
Payments are collected automatically each month via direct debit. Once you've set it up, there's nothing to remember.
Yes. We check your eligibility before you can use Flex, and approval isn't guaranteed.
Your credit limit depends on your eligibility and where you live. You'll see your personal limit in the Riverty app once you're set up.
Yes. You can add eligible Riverty purchases to your Flex credit at any time through the Riverty app.
You have 14 days to withdraw from your Flex credit agreement, starting from the day it's confirmed. No reason needed.
Flex is currently available in Germany and the Netherlands. Here's what applies in each market:
🇩🇪 Germany — up to €1,500, max 12 months repayment
🇳🇱 Netherlands — up to €900, max 24 months repayment
Your personal limit may be lower depending on your eligibility.
The product information provided on this page is for general informational purposes only and may vary by country. Specific terms and conditions, including but not limited to interest rates, fees, and product features, may differ depending on the applicable local market. Please refer to the FAQ section or your country-specific page for the most accurate and up-to-date information relevant to your location. Please also note that this product may not be available in all countries.
