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In-House BNPL: What it really costs in 2026
At first, building in-house BNPL makes sense: control over credit logic, no third-party dependency, the ability to move at your own pace. But the total cost of that control – engineering maintenance, fraud exposure, dispute handling, compliance overhead – rarely surfaces cleanly on the P&L. CCD2 has made that accounting unavoidable. This guide breaks down what running in-house BNPL actually costs, and what your options look like now.
The €300 Problem: Why Home & Garden Merchants Are Losing Sales They’ve Already Won
The customer found the garden sofa. They spent 20 minutes on the product page. They opened the size guide, checked the reviews, shortlisted the colour. Then they closed the tab. Not because they didn’t want it, but because €890 due immediately felt like too much of a decision to make in one click.
How s.Oliver made ecommerce payments work at scale
s.Oliver has been dressing European families for decades – and their customers tend to stay. When the time came to rethink how post-checkout complexity was managed, it was important to get it right. See how s.Oliver turned a familiar operational problem into a payment experience their customers actually prefer in this ecommerce payment case study.