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Insights

Read about Riverty's journey and how we aim to be the most human centric fintech.

Meeting people
Blog Insights
Mar 12, 2026 4 minutes

Data-Driven Collections: Strategies for Effective Recovery Management

Effective collections today are built on data that reveal behavioral patterns, communication responses, and payment opportunities. Organizations that use these insights systematically can steer their processes with greater precision and can improve recovery measures. What matters is not the volume of data available, but the ability to translate it into clear, actionable steps, from identifying the right moment for outreach to selecting the most effective communication channel and segmenting audiences with meaningful accuracy.

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Man at a business place
Blog Accounting
Mar 5, 2026 4 minutes

SAP ECC to SAP Cloud ERP: How to keep Finance operating predictably during SAP migration

SAP S/4HANA (now positioned by SAP as its Cloud ERP) is the next step for organisations moving on from SAP ECC. Most Finance leaders are already getting ready for the change. But what happens to your daily finance work while the migration is happening? How will you react when costs rise, key people get pulled into project work, and month-end still has to finish on time?

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Olive-green heeled ankle boot on boxes, hands emerging from green curtains with coffee cup and receipt.
Blog Consumption
Mar 3, 2026 5min

Beyond Checkout: Where Fashion Brands Lose Margin

For fashion ecommerce brands, the sale isn’t the finish line – it’s the starting point for a set of processes that quietly determine how much margin actually gets kept. While most attention focuses on conversion rates and average order values, the real cost often begins after checkout. Returns, refunds, and payment handling don’t just affect cash flow – they directly shape long-term profitability. The challenge is that these post-purchase processes are structural realities in fashion, not occasional exceptions. High return rates are built into the category, refund timelines matter to customers and finance teams alike, and payment reconciliation affects operational efficiency across the business. Yet these margin levers are frequently underestimated, treated as back-office concerns rather than strategic priorities.

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Woman on a couch with a smartphone in her hand
Blog Insights
Feb 23, 2026 3 minutes

Financial Well-being and Consumer Trust: Responsible Buy now Pay later for Long-Term Customer Loyalty

Buy Now, Pay Later continues to evolve. Early models were primarily designed for convenience and immediate purchasing decisions. Today, financial well-being, budgeting support, and responsibility have moved into focus. Consumers expect guidance, transparency, and support in an increasingly complex payment environment. Responsible BNPL plays a central role in meeting these expectations.

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Olive-green heeled ankle boot on boxes, hands emerging from green curtains with coffee cup and receipt.
Blog Consumption
Mar 3, 2026 5min

Beyond Checkout: Where Fashion Brands Lose Margin

For fashion ecommerce brands, the sale isn’t the finish line – it’s the starting point for a set of processes that quietly determine how much margin actually gets kept. While most attention focuses on conversion rates and average order values, the real cost often begins after checkout. Returns, refunds, and payment handling don’t just affect cash flow – they directly shape long-term profitability. The challenge is that these post-purchase processes are structural realities in fashion, not occasional exceptions. High return rates are built into the category, refund timelines matter to customers and finance teams alike, and payment reconciliation affects operational efficiency across the business. Yet these margin levers are frequently underestimated, treated as back-office concerns rather than strategic priorities.

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A serving hand holding a tray with a red lipstick on a box in front of green curtains.
Blog Consumption
Feb 19, 2026 5 min

Buy Now Pay Later for Cosmetics: How Flexible Payments Secure
E-Commerce Growth

Buy Now Pay Later cosmetics solutions are transforming how beauty brands connect with customers. In the premium beauty segment, Buy Now Pay Later cosmetics options have evolved from a nice-to-have feature to an essential checkout element that directly impacts conversion rates, average order values, and customer loyalty. For beauty retailers offering high-value products like fragrances, skincare sets, or beauty devices, payment flexibility removes purchase barriers and creates accessible pathways to premium products.

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Woman with laptop sitting on a yoga mat.
Blog Consumption
Jan 7, 2026 5 min

E-Commerce Payment Solutions: What Truly Matters – Flexibility, Trust, and
Technology

E-commerce payment solutions represent far more than technical infrastructure. They form the foundation of every stable online business, controlling cash flow, protecting sensitive data, and determining how reliably customers perceive a brand. A functioning payment process builds trust among customers, merchants, and partners throughout the entire value chain.

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Woman unpackaging a parcel in a merchant store
Blog Consumption
Dec 10, 2025 5 min

Choosing the Right Buy Now, Pay Later Solution: 5 Key Considerations for Merchants

In the world of e-commerce, providing flexible payment choices has become essential for merchants aiming to attract new customers and retain existing ones. One such widely embraced option is the Buy Now Pay Later (BNPL) payment method, which has become one of the hottest payment trends in Europe. In this blog post, we will dive deeper into the world of BNPL services, offering some critical considerations retailers should take before selection a BNPL provider.

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woman with a phone in her hands
Blog Consumption
Dec 9, 2025 5 minutes

Social Commerce 2025: Leveraging Viral Demand – Securing Loyalty at Checkout

Social commerce has definitively evolved from trend to central growth driver for digital commerce in 2025. A single viral post – and suddenly thousands of orders flood in within minutes. For large merchants and brands, potential proves enormous – yet the real challenge lies not in reach but in checkout and long-term customer loyalty.

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an anpr camera
Blog Mobility
Riverty Mobility Team Dec 1, 2025 3 min

What Does ANPR Mean? Automatic Number Plate Recognition Explained

Discover what ANPR means: Automatic Number Plate Recognition technology for parking management, payments, and receivables management with compliance and efficiency.

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Parking of the future
Blog Mobility
Jul 3, 2024

The Car Park of the Future: Vision or Fantasy?

Do you remember flying cars, the integral part of futuristic visions that unfortunately have not found their way in our everyday lives, yet? Should we dismiss the idea of a futuristic parking lot as just another science fiction dream? Consumers are the ultimate barometer of innovation. Their preferences will ultimately determine our future – and the future of parking. In the fourth article of our series about the Riverty survey “Future of Parking”, we think outside the box imagining a parking garage that is truly according to the customer's wishes.

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Pros & Cons of Parking Barriers: Is There a Better Way?
Blog Mobility
Jun 24, 2024

Pros & Cons of Parking Barriers: Is There a Better Way?

Imagine a world where parking isn't a source of frustration. No more scrambling for loose change, fumbling with tickets, or getting stuck behind someone struggling with a malfunctioning barrier. Here, a technology-driven solution is revolutionizing the parking experience in Europe, Free-Flow Parking. As the world of parking is changing, so are the consumer preferences for flexible cash-less payment methods. But how can traditional parking barriers, such as gates or ticket machines, keep pace with modern parking requirements? The third article in our series on the Riverty “Future of Parking” survey looks at the pros and cons of parking barriers and the impact on users and parking operators alike.

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Free-Flow Parking in Europe: Trends & Adaptation
Blog Mobility
Jun 14, 2024

Free-Flow Parking in Europe: Trends & Adaptation

In the dynamic realm of urban mobility, parking has long been a crucial yet often overlooked aspect. As cities continue to expand and transportation patterns evolve, traditional parking methods are struggling to keep pace, leading to congestion, frustration, and a diminished parking experience. Amidst this changing landscape, a new wave of parking solutions is emerging based on a changing preference in payment technology. One that is changing the way we park and interact with our urban spaces: Free-Flow Parking. The second article of our series about Riverty's survey the "Future of Parking” is looking at the trends and the adaptation of Free-Flow Parking in Europe.

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