Select a category

Select a category

SEARCH

Insights

Read about Riverty's journey and how we aim to be the most human centric fintech.

Female shopper opening and testing a perfume after opening the package.
Blog Consumption
Apr 15, 2026 5 min

Why Loyalty Is Built On Clarity During And After Checkout

In beauty ecommerce, the relationship between a brand and its customer doesn’t end at checkout. It’s tested there – and then again in everything that follows. Whether a customer returns for their next skincare order or quietly switches to a competitor often has less to do with the product itself than with how confident they felt throughout the payment journey. Clarity – at checkout and beyond – is what builds that confidence. And in a category where repurchase behaviour drives the majority of revenue, it’s one of the most underused loyalty levers available to merchants.

READ MORE
A woman is sitting on the couch and looking at her phone.
Blog Consumption
Apr 15, 2026 4 min

Returns in Fashion: The Hidden Operational Challenge

Returns are a structural reality in fashion ecommerce. High return rates aren’t exceptions – they’re built into the business model. Customers order multiple sizes, try items at home, and send back what doesn’t work. For fashion brands, the question isn’t whether returns will happen, but how well the business can handle them when they do.

READ MORE
Meeting of 3 personas
Blog Insights
Mar 26, 2026 10 minutes

Early Engagement in Debt Collection: 5 Reasons Why Acting Early Reduces Risk

Early engagement in debt collection is an approach that makes risks visible before they fully unfold. In many industries, the importance of early engagement is increasing as economic conditions change more quickly. and customers often need to react to financial strain at short notice. When companies intervene too late, unnecessary costs, delays, and escalations occur. When organizations intervene early, many challenges can often be mitigated before they develop into longer-term risk. This is precisely where early engagement in debt collection provides orientation before uncertainty turns into real problems.

READ MORE
Case study cover with makeup brushes and the title about flaconi’s seamless checkout.
Case Study E-Commerce

flaconis' path to a smooth payment experience

As Germany's leading online retailer of drugstore and beauty products, flaconi wants to offer its more than 4.5 million active customers the most seamless and flexible shopping experience possible. Just in time for the 2024 peak season with Black Friday and Christmas, flaconi was looking for a payment solution that not only works easily, but also remains stable under maximum load. The answer: a collaboration with Riverty.

READ MORE
Female shopper opening and testing a perfume after opening the package.
Blog Consumption
Apr 15, 2026 5 min

Why Loyalty Is Built On Clarity During And After Checkout

In beauty ecommerce, the relationship between a brand and its customer doesn’t end at checkout. It’s tested there – and then again in everything that follows. Whether a customer returns for their next skincare order or quietly switches to a competitor often has less to do with the product itself than with how confident they felt throughout the payment journey. Clarity – at checkout and beyond – is what builds that confidence. And in a category where repurchase behaviour drives the majority of revenue, it’s one of the most underused loyalty levers available to merchants.

READ MORE
A woman is sitting on the couch and looking at her phone.
Blog Consumption
Apr 15, 2026 4 min

Returns in Fashion: The Hidden Operational Challenge

Returns are a structural reality in fashion ecommerce. High return rates aren’t exceptions – they’re built into the business model. Customers order multiple sizes, try items at home, and send back what doesn’t work. For fashion brands, the question isn’t whether returns will happen, but how well the business can handle them when they do.

READ MORE
Olive-green heeled ankle boot on boxes, hands emerging from green curtains with coffee cup and receipt.
Blog Consumption
Mar 3, 2026 5min

Beyond Checkout: Where Fashion Brands Lose Margin

For fashion ecommerce brands, the sale isn’t the finish line – it’s the starting point for a set of processes that quietly determine how much margin actually gets kept. While most attention focuses on conversion rates and average order values, the real cost often begins after checkout. Returns, refunds, and payment handling don’t just affect cash flow – they directly shape long-term profitability. The challenge is that these post-purchase processes are structural realities in fashion, not occasional exceptions.

READ MORE
A serving hand holding a tray with a red lipstick on a box in front of green curtains.
Blog Consumption
Feb 19, 2026 5 min

Buy Now Pay Later for Cosmetics: How Flexible Payments Secure
E-Commerce Growth

Buy Now Pay Later cosmetics solutions are transforming how beauty brands connect with customers. In the premium beauty segment, Buy Now Pay Later cosmetics options have evolved from a nice-to-have feature to an essential checkout element that directly impacts conversion rates, average order values, and customer loyalty. For beauty retailers offering high-value products like fragrances, skincare sets, or beauty devices, payment flexibility removes purchase barriers and creates accessible pathways to premium products.

READ MORE
Woman with laptop sitting on a yoga mat.
Blog Consumption
Jan 7, 2026 5 min

E-Commerce Payment Solutions: What Truly Matters – Flexibility, Trust, and
Technology

E-commerce payment solutions represent far more than technical infrastructure. They form the foundation of every stable online business, controlling cash flow, protecting sensitive data, and determining how reliably customers perceive a brand. A functioning payment process builds trust among customers, merchants, and partners throughout the entire value chain.

READ MORE
Woman unpackaging a parcel in a merchant store
Blog Consumption
Dec 10, 2025 5 min

Choosing the Right Buy Now, Pay Later Solution: 5 Key Considerations for Merchants

In the world of e-commerce, providing flexible payment choices has become essential for merchants aiming to attract new customers and retain existing ones. One such widely embraced option is the Buy Now Pay Later (BNPL) payment method, which has become one of the hottest payment trends in Europe. In this blog post, we will dive deeper into the world of BNPL services, offering some critical considerations retailers should take before selection a BNPL provider.

READ MORE
woman with a phone in her hands
Blog Consumption
Dec 9, 2025 5 minutes

Social Commerce 2025: Leveraging Viral Demand – Securing Loyalty at Checkout

Social commerce has definitively evolved from trend to central growth driver for digital commerce in 2025. A single viral post – and suddenly thousands of orders flood in within minutes. For large merchants and brands, potential proves enormous – yet the real challenge lies not in reach but in checkout and long-term customer loyalty.

READ MORE
The Debt Trap: Why your customers fall in and how you can help them climb out
Blog Consumption
Jun 7, 2024 3 min

The Debt Trap: Why your customers fall in and how you can help them climb out

While it might provide a short-term sales boost, chronic debt can lead to late payments, defaults, and ultimately, lost customers. How can your business prevent this and cultivate a financially secure customer base?

READ MORE
A woman looks out the window
Blog Consumption
May 8, 2024

Empowering finances: the strategic impact of debt collection benchmarking

Effectively managing cross-border finances is not only an advantage, but also a necessity. For companies involved in international trade, the challenge of debt collection can pose a barrier to cash flow and overall financial health. In this blog post, we dive into the benefits of benchmarking debt collection.

READ MORE