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Insights

Read about Riverty's journey and how we aim to be the most human centric fintech.

Payment machine at the counter with a receipt
Blog Consumption
Sep 25, 2026 3 minutes

Is your payment service provider holding your business back?

An online shopper reaches the checkout stage with a full cart. They go to pay but their usual method isn’t listed. They hesitate, then open a new tab to check a competitor’s site. They don’t come back. Many merchants judge their payment setup solely on whether it works. Payments go through, refunds are processed. On paper, everything looks fine.

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Front page of the whitepaper
Whitepaper E-Commerce

Turn your checkout experience into beauty ecommerce growth

Beauty shoppers reach checkout with excitement, careful research and a basket built around the routines they value. Their purchase intent is already strong. A clear, flexible payment experience builds checkout confidence and carries that momentum through to conversion, higher basket value and repeat revenue. This insight-filled whitepaper offers practical advice for turning your checkout experience into continual beauty ecommerce growth and lasting customer loyalty.

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Front page of the whitepaper
Whitepaper E-Commerce

Increase average order value through payment flexibility

Beauty customers arrive at the checkout stage having already decided to make a purchase. The question is whether the payment experience confirms their decision or interrupts it. Download the Riverty whitepaper to see how transparent, flexible payments help beauty merchants increase basket value, reduce cart abandonment and build customer loyalty that lasts.

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First page of the fashion whitepaper
Whitepaper E-Commerce

The post-purchase experience that protects your margin

Returns are a structural feature of fashion ecommerce. What sets profitable brands apart is what happens after the sale. How you handle refunds, reconciliation and customer communication determines whether returns erode your margins or protect them. Download our whitepaper to see what this looks like in practice.

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Payment machine at the counter with a receipt
Blog Consumption
Sep 25, 2026 3 minutes

Is your payment service provider holding your business back?

An online shopper reaches the checkout stage with a full cart. They go to pay but their usual method isn’t listed. They hesitate, then open a new tab to check a competitor’s site. They don’t come back. Many merchants judge their payment setup solely on whether it works. Payments go through, refunds are processed. On paper, everything looks fine.

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Beauty products being sold
Blog Consumption
Aug 12, 2026 5 minutes

How successful beauty brands win with seamless purchase experiences —from checkout to after-sales

The most successful beauty brands don’t consider checkout and after-sales as separate elements of the customer journey. They consider it to be one connected and seamless experience. And it’s that shift in thinking that separates brands with strong repeat purchase rates from those that continually have to reacquire customers they’ve already won.

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Blog Consumption
Aug 12, 2026 5 minutes

Refund transparency: The most underestimated driver for fashion customer loyalty

In fashion retail, refunds are a fact of life. So, what if your brand could transform its refund process from a necessary hassle into a driver for fashion customer loyalty? The answer is refund transparency.

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Phone screen with monthly invoice
Blog Consumption
Aug 4, 2026 5 minutes

How Haibu Simplified B2B Purchasing with Riverty’s Monthly Invoice

Professional buyers order often, in varying amounts, at whatever hour the working day allows. For the merchants who supply them, every one of those orders traditionally comes with a payment moment attached. Haibu, a supplier to professional hairdressers and salons, saw how much friction that added up to – and worked with Riverty to remove it. With Riverty’s Monthly Invoice, Haibu’s customers now consolidate all their purchases into a single invoice at the end of the month.

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A woman
Blog Consumption
Jun 8, 2026 3 minutes

CCD2 is sorted. Now ask the harder questions

A new regulation has landed in Germany. For most BNPL providers, it means new compliance steps, additional verification, and changes to the checkout experience. For merchants using Riverty’s 14-day invoice, the situation is currently simpler – this product is temporarily exempt from these requirements, so the checkout experience stays as it is; no additional friction, no new steps for your customers. For merchants in Germany, it’s a concrete advantage at a moment when competitors are adding steps.

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Female shopper opening and testing a perfume after opening the package.
Blog Consumption
Apr 15, 2026 5 min

Why Loyalty Is Built On Clarity During And After Checkout

In beauty ecommerce, the relationship between a brand and its customer doesn’t end at checkout. It’s tested there – and then again in everything that follows. Whether a customer returns for their next skincare order or quietly switches to a competitor often has less to do with the product itself than with how confident they felt throughout the payment journey. Clarity – at checkout and beyond – is what builds that confidence. And in a category where repurchase behaviour drives the majority of revenue, it’s one of the most underused loyalty levers available to merchants.

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A woman is sitting on the couch and looking at her phone.
Blog Consumption
Apr 15, 2026 4 min

Returns in Fashion: The Hidden Operational Challenge

Returns are a structural reality in fashion ecommerce. High return rates aren’t exceptions – they’re built into the business model. Customers order multiple sizes, try items at home, and send back what doesn’t work. For fashion brands, the question isn’t whether returns will happen, but how well the business can handle them when they do.

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Olive-green heeled ankle boot on boxes, hands emerging from green curtains with coffee cup and receipt.
Blog Consumption
Mar 3, 2026 5min

Beyond Checkout: Where Fashion Brands Lose Margin

For fashion ecommerce brands, the sale isn’t the finish line – it’s the starting point for a set of processes that quietly determine how much margin actually gets kept. While most attention focuses on conversion rates and average order values, the real cost often begins after checkout. Returns, refunds, and payment handling don’t just affect cash flow – they directly shape long-term profitability. The challenge is that these post-purchase processes are structural realities in fashion, not occasional exceptions.

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A serving hand holding a tray with a red lipstick on a box in front of green curtains.
Blog Consumption
Feb 19, 2026 5 min

Buy Now Pay Later for Cosmetics: How Flexible Payments Secure
E-Commerce Growth

Buy Now Pay Later cosmetics solutions are transforming how beauty brands connect with customers. In the premium beauty segment, Buy Now Pay Later cosmetics options have evolved from a nice-to-have feature to an essential checkout element that directly impacts conversion rates, average order values, and customer loyalty. For beauty retailers offering high-value products like fragrances, skincare sets, or beauty devices, payment flexibility removes purchase barriers and creates accessible pathways to premium products.

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