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Read about Riverty's journey and how we aim to be the most human centric fintech.

Two drivers prepare to charge their EV vehicle
Blog Accounting
Jun 18, 2025

The hidden EV Charging operational costs undermining profitability

Equipment costs are just the beginning for Charging Point Operators (CPOs). While DC fast chargers cost on average $50,000 and installation often exceeds equipment prices, the real EV charging operational costs are harder to spot: demand charges that dwarf electricity costs, unexpected repairs ($500–$2,000 per incident), and operational inefficiencies that drain resources. Hidden costs are embedded throughout EV charging operations—and the operators who identify them early gain a significant advantage.

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Infographic showing the future of banking is invisible
Fintech 2040 Insights
Jun 17, 2025

Banking will disappear but not your money: The rise of invisible banking

Imagine never opening a banking app again, but still getting loans, making payments, or adjusting your savings; all automatically, in the background. Welcome to invisible banking: where finance fades from view, but not from your life. Financial services are moving out of banks and apps and into wearables, e-commerce, smart homes, and vehicles. Consumers won’t “do banking” anymore. It will happen ambiently, in the background, without friction. That’s invisible banking. And it’s already taking shape.

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Blog Post 3 Checkliste
Blog Insights
Jun 12, 2025

Macroeconomic Trends 2025: Strategies and Insights for Future-Proof Credit Management

Macroeconomic trends in 2025 are directly shaping the way credit management operates—and they’re gaining strategic importance in financial planning. With financial markets becoming increasingly interconnected and uncertainty on the rise, macro factors such as inflation, interest rate policy, and evolving regulations are critical drivers for strategic decision-making.

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Infographic showing that 40% AI-driven personalization boosts engagement by 40% and retention by 30%.
Fintech 2040 Insights
May 14, 2025

How AI in fintech is powering hyper-personalized finance

AI in fintech is making hyper-personalized finance a reality – no longer a futuristic concept. The next generation of banking tailors every experience to the individual. Acting as intuitive payment companions, these solutions are built on human-centric principles that truly empower users with greater financial control and wellbeing. Here’s how it works – and what it means for your business.

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Infographic showing the future of banking is invisible
Fintech 2040 Insights
Jun 17, 2025

Banking will disappear but not your money: The rise of invisible banking

Imagine never opening a banking app again, but still getting loans, making payments, or adjusting your savings; all automatically, in the background. Welcome to invisible banking: where finance fades from view, but not from your life. Financial services are moving out of banks and apps and into wearables, e-commerce, smart homes, and vehicles. Consumers won’t “do banking” anymore. It will happen ambiently, in the background, without friction. That’s invisible banking. And it’s already taking shape.

READ MORE
Blog Post 3 Checkliste
Blog Insights
Jun 12, 2025

Macroeconomic Trends 2025: Strategies and Insights for Future-Proof Credit Management

Macroeconomic trends in 2025 are directly shaping the way credit management operates—and they’re gaining strategic importance in financial planning. With financial markets becoming increasingly interconnected and uncertainty on the rise, macro factors such as inflation, interest rate policy, and evolving regulations are critical drivers for strategic decision-making.

READ MORE
Infographic showing that 40% AI-driven personalization boosts engagement by 40% and retention by 30%.
Fintech 2040 Insights
May 14, 2025

How AI in fintech is powering hyper-personalized finance

AI in fintech is making hyper-personalized finance a reality – no longer a futuristic concept. The next generation of banking tailors every experience to the individual. Acting as intuitive payment companions, these solutions are built on human-centric principles that truly empower users with greater financial control and wellbeing. Here’s how it works – and what it means for your business.

READ MORE
Infographic showing that by 2040, 70% of financial interactions will occur through embedded channels.
Fintech 2040 Insights
May 14, 2025

The quiet disruption: The future of banking and why banks will fade into the background

The most disruptive change in the future of banking isn’t explosive – it’s invisible. In the future of banking, services will disappear into ecosystems, becoming frictionless and ambient. These invisible systems will function as payment companions that empower both businesses and customers through human-centric design. Here’s why banks will fade quietly – and what comes next.

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A woman is sitting on the couch, looking at her phone and smiling as she is on her phone.
Blog Insights
Oct 25, 2024

BNPL market trends in Europe – Are you ready for the $2.69 billion shift?

The Buy Now, Pay Later (BNPL) market is rapidly reshaping how European businesses interact with consumers, and the momentum isn’t slowing down.

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Women on the phone
Blog Insights
Jun 28, 2024

Debt Collection regulations across countries: navigating the global escape

In today’s global economy, providing credit to international customers is common practice for many companies. However, this also brings the complex challenge of cross-border debt collection. Each country has its own regulations on debt collection practices, making it essential for businesses to understand these practices to ensure successful and compliant debt collection.

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Man leaning towards window looking up from his phone
Blog Insights
May 6, 2024

Looking Ahead - Predictions for the Future of BNPL and Riverty's Role in It

In the rapidly evolving world of financial services, Buy Now, Pay Later (BNPL) options are proving to move innovation forward. They offer consumers a flexible alternative to traditional credit cards. As we’re on the brink of a new era, it's crucial to look ahead and anticipate the trajectory of BNPL services. This isn’t just about predicting the future market. It’s also about understanding how important companies like Riverty are in shaping how people handle their money.

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Navigating the landscape of BNPL providers for e-commerce merchants
Blog Insights
Apr 29, 2024

Navigating the landscape of BNPL providers for e-commerce merchants

In today's competitive B2B commerce landscape, offering flexible payment solutions is no longer just an option—it's a necessity. As Buy Now, Pay Later (BNPL) options continue to rise in popularity, selecting the right provider becomes a pivotal decision for merchants. But with so many options available, how do you make the right choice?

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A group of people in a meeting room
Blog Insights
Mar 22, 2024 4 min

Maximizing recovery in commercial debt collection

When it comes to commercial debt collection, businesses often face challenges in collecting overdue payments from their clients. This can have a significant impact on their cash flow and overall financial health. In order to maximize commercial debt collections, it is essential for businesses to partner with the right commercial debt collection companies and implement effective strategies.

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