Open Book Policy in NPL sales: why buyer transparency is now a governance issue

Why Open Book policy is becoming a governance imperative in NPL sales: how buyer transparency on pricing logic and assumptions strengthens explainability, internal alignment and long-term credibility in regulated markets.

Buy Now Pay Later for Cosmetics: How Flexible Payments Secure
E-Commerce Growth

Buy Now Pay Later cosmetics solutions are transforming how beauty brands connect with customers. In the premium beauty segment, Buy Now Pay Later cosmetics options have evolved from a nice-to-have feature to an essential checkout element that directly impacts conversion rates, average order values, and customer loyalty. For beauty retailers offering high-value products like fragrances, skincare sets, or beauty devices, payment flexibility removes purchase barriers and creates accessible pathways to premium products.

AI in Finance: How Responsible Automation Strengthens Efficiency Without Losing the Human Touch

The future of finance will not be determined solely by the existence of AI and new technological innovations, but by the way companies shape and use them. AI in finance opens up new opportunities to identify risks early on, make communication more accessible, and avoid financial burdens. But the focus remains on people—with their needs, situations, and the need to be supported respectfully. Riverty shows how responsible automation enables preventive, fair, and more stable financial practices.

Human-Centric Finance: Why a Sustainable Financial Ecosystem Leads to Better B2B Outcomes

A sustainable financial ecosystem in B2B emerges when social principles are integrated into corporate processes and long-term strategy. Riverty has long worked to balance economic goals with socially responsible financial practices. Human-centric finance and ethical debt collection demonstrate that fairness, transparency, and early support are not in conflict with strong results, as they form the foundation for them.

Flexible Payment Solutions: How Leading Online Retailers Strengthen
Conversion, Trust, and Loyalty

Flexible payment solutions rank among today’s most critical success factors in e-commerce. Online shoppers expect to control when and how they pay – immediately, later, or in installments. Merchants enabling this choice build trust and cultivate customer loyalty. From fashion to mobility, numerous brands partner with Riverty to modernize their payment processes.

Checkout Payment Methods 2025: From Purchase Completion to Customer
Loyalty with BNPL

Technological advances, changing customer expectations, and intensifying competition have dramatically transformed the online shopping checkout experience in recent years. In 2025, checkout isn’t the end – it’s the beginning of the customer relationship. Merchants offering variety while surrendering their brand identity to platforms during payment lose more than revenue: they lose customers for life.

E-Commerce Payment Solutions: What Truly Matters – Flexibility, Trust, and
Technology

E-commerce payment solutions represent far more than technical infrastructure. They form the foundation of every stable online business, controlling cash flow, protecting sensitive data, and determining how reliably customers perceive a brand. A functioning payment process builds trust among customers, merchants, and partners throughout the entire value chain.

Agentic Commerce: AI Agents and the Future of E-Commerce

E-commerce evolves toward new directions in 2025: alongside traditional online shops and marketplaces, autonomous shopping agents increasingly enter focus in research, pilot projects, and strategy papers. These intelligent systems will prospectively assume not only product search for consumers but also price comparisons, purchasing decisions, and payments. Initial applications – such as automated ordering or loyalty programs – already represent reality. For merchants, this means new opportunities on one hand, challenges in preparing for this future on the other.

Choosing the Right Buy Now, Pay Later Solution: 5 Key Considerations for Merchants

In the world of e-commerce, providing flexible payment choices has become essential for merchants aiming to attract new customers and retain existing ones. One such widely embraced option is the Buy Now Pay Later (BNPL) payment method, which has become one of the hottest payment trends in Europe. In this blog post, we will dive deeper into the world of BNPL services, offering some critical considerations retailers should take before selection a BNPL provider.