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Read about Riverty's journey and how we aim to be the most human centric fintech.

Female shopper opening and testing a perfume after opening the package.
Blog Consumption
Apr 15, 2026 5 min

Why Loyalty Is Built On Clarity During And After Checkout

In beauty ecommerce, the relationship between a brand and its customer doesn’t end at checkout. It’s tested there – and then again in everything that follows. Whether a customer returns for their next skincare order or quietly switches to a competitor often has less to do with the product itself than with how confident they felt throughout the payment journey. Clarity – at checkout and beyond – is what builds that confidence. And in a category where repurchase behaviour drives the majority of revenue, it’s one of the most underused loyalty levers available to merchants.

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A woman is sitting on the couch and looking at her phone.
Blog Consumption
Apr 15, 2026 4 min

Returns in Fashion: The Hidden Operational Challenge

Returns are a structural reality in fashion ecommerce. High return rates aren’t exceptions – they’re built into the business model. Customers order multiple sizes, try items at home, and send back what doesn’t work. For fashion brands, the question isn’t whether returns will happen, but how well the business can handle them when they do.

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Meeting of 3 personas
Blog Insights
Mar 26, 2026 10 minutes

Early Engagement in Debt Collection: 5 Reasons Why Acting Early Reduces Risk

Early engagement in debt collection is an approach that makes risks visible before they fully unfold. In many industries, the importance of early engagement is increasing as economic conditions change more quickly. and customers often need to react to financial strain at short notice. When companies intervene too late, unnecessary costs, delays, and escalations occur. When organizations intervene early, many challenges can often be mitigated before they develop into longer-term risk. This is precisely where early engagement in debt collection provides orientation before uncertainty turns into real problems.

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Case study cover with makeup brushes and the title about flaconi’s seamless checkout.
Case Study E-Commerce

flaconis' path to a smooth payment experience

As Germany's leading online retailer of drugstore and beauty products, flaconi wants to offer its more than 4.5 million active customers the most seamless and flexible shopping experience possible. Just in time for the 2024 peak season with Black Friday and Christmas, flaconi was looking for a payment solution that not only works easily, but also remains stable under maximum load. The answer: a collaboration with Riverty.

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Man at a business place
Blog Accounting
Mar 5, 2026 4 minutes

SAP ECC to SAP Cloud ERP: How to keep Finance operating predictably during SAP migration

SAP S/4HANA (now positioned by SAP as its Cloud ERP) is the next step for organisations moving on from SAP ECC. Most Finance leaders are already getting ready for the change. But what happens to your daily finance work while the migration is happening? How will you react when costs rise, key people get pulled into project work, and month-end still has to finish on time?

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Woman on a hill
Blog Technology
Feb 11, 2026 5 minutes

Human-Centric Finance: Why a Sustainable Financial Ecosystem Leads to Better B2B Outcomes

A sustainable financial ecosystem in B2B emerges when social principles are integrated into corporate processes and long-term strategy. Riverty has long worked to balance economic goals with socially responsible financial practices. Human-centric finance and ethical debt collection demonstrate that fairness, transparency, and early support are not in conflict with strong results, as they form the foundation for them.

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Woman in front of a store, looking at the retailer's offerings through a shop window.
Blog Technology
Jan 6, 2026 5 min

Agentic Commerce: AI Agents and the Future of E-Commerce

E-commerce evolves toward new directions in 2025: alongside traditional online shops and marketplaces, autonomous shopping agents increasingly enter focus in research, pilot projects, and strategy papers. These intelligent systems will prospectively assume not only product search for consumers but also price comparisons, purchasing decisions, and payments. Initial applications – such as automated ordering or loyalty programs – already represent reality. For merchants, this means new opportunities on one hand, challenges in preparing for this future on the other.

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A man charges his EV automobile
Blog Accounting
Oct 31, 2025 5 minutes

EV charging fraud prevention: expert insights from Plugsurfing and CRIF

Fraud in EV charging is growing in step with the market itself. As charging sessions and revenues climb, so do the risks of manipulation, non-payment, and identity theft. Charge point operators (CPOs) are already seeing the impact – and the cost of each case goes beyond the immediate financial loss. It multiplies through operational overheads, reputational damage, and customer churn.

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Two drivers prepare to charge their EV vehicle
Blog Accounting
Jun 18, 2025

The hidden EV Charging operational costs undermining profitability

Equipment costs are just the beginning for Charging Point Operators (CPOs). While DC fast chargers cost on average $50,000 and installation often exceeds equipment prices, the real EV charging operational costs are harder to spot: demand charges that dwarf electricity costs, unexpected repairs ($500–$2,000 per incident), and operational inefficiencies that drain resources. Hidden costs are embedded throughout EV charging operations—and the operators who identify them early gain a significant advantage.

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A row of electric vehicles parked at charging stations along a city street on a sunny day, with buildings and trees in the background.
Blog Accounting
May 5, 2025

Simplifying VAT Complexity in Cross-Border EV Charging: The Riverty Advantage

If you're managing EV charging across borders, VAT is a quiet killer. Rates shift between markets, reverse charge applies inconsistently, and consolidated invoicing gets messy—fast. 

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Car being charged on an ev charging station.
Blog Accounting
Mar 25, 2025 5 min

Fixing the disconnect: A financial blueprint for billing challenges in EV charging

EV charging is booming—but are your finances keeping up? Discover how to overcome billing, cash flow, and compliance hurdles with expert tips designed to help CPOs scale smarter and faster.

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Green, electric vehicle being plugged into a charging station
Blog Accounting
Feb 10, 2025 7 min

Achieving 99% Automation in EV Billing: A How-To Guide

Streamline operations with by automating your EV billing, and stay ahead in the EV charging revolution. Discover actionable strategies and technologies in our latest guide.

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STÖ Medical and Riverty: Improving women's health worldwide
Case Study Health

STÖ Medical and Riverty: Improving women's health worldwide

STÖ Medical is on a mission to enhance women's health with a drug-free heat patch, expanding its availability to more women through a strategic e-commerce partnership with Riverty.

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