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Insights

Read about Riverty's journey and how we aim to be the most human centric fintech.

Female shopper opening and testing a perfume after opening the package.
Blog Consumption
Apr 15, 2026 5 min

Why Loyalty Is Built On Clarity During And After Checkout

In beauty ecommerce, the relationship between a brand and its customer doesn’t end at checkout. It’s tested there – and then again in everything that follows. Whether a customer returns for their next skincare order or quietly switches to a competitor often has less to do with the product itself than with how confident they felt throughout the payment journey. Clarity – at checkout and beyond – is what builds that confidence. And in a category where repurchase behaviour drives the majority of revenue, it’s one of the most underused loyalty levers available to merchants.

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A woman is sitting on the couch and looking at her phone.
Blog Consumption
Apr 15, 2026 4 min

Returns in Fashion: The Hidden Operational Challenge

Returns are a structural reality in fashion ecommerce. High return rates aren’t exceptions – they’re built into the business model. Customers order multiple sizes, try items at home, and send back what doesn’t work. For fashion brands, the question isn’t whether returns will happen, but how well the business can handle them when they do.

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Meeting of 3 personas
Blog Insights
Mar 26, 2026 10 minutes

Early Engagement in Debt Collection: 5 Reasons Why Acting Early Reduces Risk

Early engagement in debt collection is an approach that makes risks visible before they fully unfold. In many industries, the importance of early engagement is increasing as economic conditions change more quickly. and customers often need to react to financial strain at short notice. When companies intervene too late, unnecessary costs, delays, and escalations occur. When organizations intervene early, many challenges can often be mitigated before they develop into longer-term risk. This is precisely where early engagement in debt collection provides orientation before uncertainty turns into real problems.

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Case study cover with makeup brushes and the title about flaconi’s seamless checkout.
Case Study E-Commerce

flaconis' path to a smooth payment experience

As Germany's leading online retailer of drugstore and beauty products, flaconi wants to offer its more than 4.5 million active customers the most seamless and flexible shopping experience possible. Just in time for the 2024 peak season with Black Friday and Christmas, flaconi was looking for a payment solution that not only works easily, but also remains stable under maximum load. The answer: a collaboration with Riverty.

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Woman on a hill
Blog Technology
Feb 11, 2026 5 minutes

Human-Centric Finance: Why a Sustainable Financial Ecosystem Leads to Better B2B Outcomes

A sustainable financial ecosystem in B2B emerges when social principles are integrated into corporate processes and long-term strategy. Riverty has long worked to balance economic goals with socially responsible financial practices. Human-centric finance and ethical debt collection demonstrate that fairness, transparency, and early support are not in conflict with strong results, as they form the foundation for them.

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Woman in front of a store, looking at the retailer's offerings through a shop window.
Blog Technology
Jan 6, 2026 5 min

Agentic Commerce: AI Agents and the Future of E-Commerce

E-commerce evolves toward new directions in 2025: alongside traditional online shops and marketplaces, autonomous shopping agents increasingly enter focus in research, pilot projects, and strategy papers. These intelligent systems will prospectively assume not only product search for consumers but also price comparisons, purchasing decisions, and payments. Initial applications – such as automated ordering or loyalty programs – already represent reality. For merchants, this means new opportunities on one hand, challenges in preparing for this future on the other.

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Balancing Technology with Empathy
Blog Technology
Jun 19, 2024 3 min

Human-Centric Debt Collection: Balancing Technology with Empathy

Something transformative is happening within the field of debt collection: it's changing how agencies connect with people in debt. Moving beyond the traditional methods of automated calls and standardized letters, the focus is now on blending technological efficiency with genuine empathy. At Riverty, we believe in harnessing innovation to not only streamline processes but also to foster understanding and respect in every interaction.

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partnership Computop & Riverty
Blog Technology
Dec 13, 2023 5 min

Beyond payments: Riverty and Computop set new standards

Riverty and Computop are working together to create genuine added value for retailers. The result: a comprehensive solution for accounting and payment processing.

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