Financial Academy
BNPL and budgeting: a practical guide for summer spending
Summer tends to cost more than expected. Holidays, festivals, a few home improvements, the annual wardrobe refresh before the kids go back to school – it adds up quickly, often across several weeks. It’s often a period when income stays the same while outgoings don’t. If you’re using it deliberately, buy now, pay later (BNPL) can be a useful tool during a summer budget. Here are some practical budgeting tips on how to do that.
Interview with BDIU board member Dr. Christian Behrens
Today we get some insights into the work of BDIU – Federal Association of German Debt Collection Agencies. Together with Dr. Christian Behrens, we take a look behind the scenes. He tells us how important this cooperation is in the debt collection industry – especially for the economy and consumer protection.
How are insolvency proceedings conducted in Germany?
If you have the impression that your outstanding debts are getting out of hand, you have the option of going through consumer insolvency proceedings in many countries around the world. The purpose of such proceedings is that, in the end, you get rid of all your debts that existed at the beginning of the proceedings. However, before we turn our attention to insolvency proceedings abroad, we will first explain in a down-to-earth manner how consumer insolvency proceedings work in Germany.
Are your financial obligations getting out of hand? You don't know where to start to get your finances back under control? Professional help from a debtor advisory office can help you pave the way to freedom from debt. In this article, we would like to highlight the importance of this support and show you how you can benefit from debt counselling.
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Financial Guide
Our Financial Guide leads you through the jungle of technical terms. And offers easy-to-understand step-by-step instructions for situations that can affect you in your everyday life. We also address seemingly difficult topics, such as dealing with debt and contacting debt collectors.
