Financial Academy
Fraud victim? What to do if someone used your identity
Have you discovered purchases you never made or received debt collection letters for orders that are not yours? If so, you may be a fraud victim. When someone misuses your personal information to buy goods or services, it is often a case of identity theft. Acting quickly can help limit the damage, protect your accounts and resolve the situation more efficiently. This guide explains what to do if you're a fraud victim, how to recognise identity theft, how to report fraud and what steps to take if debt collection proceedings have already started.
Safe online shopping: pause, pay, push back
You find the perfect item at a price that feels almost unbelievable. The website says “only 2 left,” the countdown clock is ticking, and checkout takes just seconds. But days pass, no parcel arrives, and the seller stops replying. It’s a common online shopping story – and it often starts with pressure, a bargain, and not enough time to think. Safe online shopping should feel convenient, not risky. Most purchases go smoothly, especially when stores and payment providers make checkout clear and secure. A few simple checks can help you spot warning signs, understand real security steps, and choose payment methods that give you options if something goes wrong.
Building healthy financial habits: simple ways to stay in control
Financial control doesn’t require a perfect budget or a complicated system. A few healthy financial habits can make it easier to understand where your money is going, what payments are coming up, and what works for your budget. Here are some practical ways to make money management part of everyday life. Nothing revolutionary. That’s rather the point.
Responsible BNPL explained: common Buy Now Pay Later myths
In recent years, Buy Now, Pay Later (BNPL) has become an increasingly popular way to pay for everyday purchases, from fashion to electronics. With BNPL options like those offered by Riverty, you can spread the cost of a purchase over time without paying interest, as long as you pay on time. As more people use BNPL, there are also more questions and misconceptions about how it works. Understanding responsible BNPL starts with knowing what to expect, what the payment terms are, and whether the option fits your budget. Let’s take a closer look at some of the most common BNPL myths and what’s really behind them.
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We at Riverty want to help you grow personally and live your best financial life. We want to bring you closer to all topics around your finances in an easy-to-understand and transparent way.
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Financial Guide
Our Financial Guide leads you through the jungle of technical terms. And offers easy-to-understand step-by-step instructions for situations that can affect you in your everyday life. We also address seemingly difficult topics, such as dealing with debt and contacting debt collectors.
