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Your payments can run without a single problem and still leave room for better performance. That gap is often easier to spot from the outside.
A risk engine set too cautiously can decline genuine customers who may not return. What protects you in one market can block good customers in another, so those rules need to keep pace.
When local payment methods and integrations aren't ready, a launch takes far longer than planned.
If you can't see decline reasons and performance by market, you can't tell where the gaps are.
Challenge your payment stack
The Payment Stack Health Check is a no-obligation, focused review conducted by Riverty and independent payments experts with experience across acquiring, optimisation and post-purchase.
See how your current payment setup performs across acceptance, checkout and post-purchase, measured against what's achievable today.
Leave with a clear picture of where your stack may be losing revenue and what you can do about it.
The Health Check gives you the information. What you do with it, and when, is up to you.
The people behind your health check
Our Health Check is performed by people who have hands-on experience inside global payment infrastructure. They know what an efficient payment stack looks like because they've built and run them.
has spent more than ten years in global payments leadership. He is Managing Director at Payment23 and a member of the Merchant Risk Council Advisory Board.
is a payments expert in e-commerce and omnichannel retail. He was previously Head of Tech Payments at adidas.
is a payments and commercial strategy expert at Riverty with extensive experience in BNPL and enterprise commerce.
How flexible payments are changing the way Europe shops
Riverty on responsible growth, customer choice and the next generation of payments.
A genuinely valuable outside perspective on our payment setup. It helped us identify where we could improve and what to prioritise next.
Get a fresh perspective from payment experts
Every part of your customer journey runs through your payment stack, from the moment someone reaches checkout to everything that happens after. Has an outside expert ever reviewed all of it together? See what a Health Check reveals about your setup.
Frequently asked questions
A free, no-obligation review of your payment setup, run by independent payment experts. We look at acceptance, checkout, payment methods, fraud rules and market readiness, and tell you plainly what's working and what isn't.
No. You get an honest read on your current setup, even if the right next step turns out to be something other than switching providers.
Most businesses process online payments through a payment service provider, which handles authorisation, processing and settlement on their behalf. Results depend on how well that provider is configured and how closely the setup is reviewed.
When a customer pays, the transaction passes through authorisation, fraud checks and settlement before the sale is confirmed. Each step can be tuned differently, and small differences in configuration affect how many of those transactions actually go through, often without anyone noticing.
Start by looking past uptime and cost per transaction. Acceptance rates, payment method coverage, and how each market performs individually are usually where the real opportunities are. A Payment Stack Health Check is one way to get that view without committing to any changes.
Ready for a Payment Stack Health Check?
Our payment experts will help you understand how your current payment setup is performing, where there may be room for improvement, and what you can do to unlock better results.
✓ Get an independent perspective on your payment setup
✓ Identify opportunities to improve acceptance, conversion and performance
✓ Get clear, actionable advice with no obligation to make changes
