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Insights

Read about Riverty's journey and how we aim to be the most human centric fintech.

Woman with tablet in a hammock
Blog Consumption
Jan 12, 2026 5 min

Buy Now Pay Later for Cosmetics: How Flexible Payments Secure
E-Commerce Growth

Buy Now Pay Later cosmetics solutions are transforming how beauty brands connect with customers. In the premium beauty segment, Buy Now Pay Later cosmetics options have evolved from a nice-to-have feature to an essential checkout element that directly impacts conversion rates, average order values, and customer loyalty. For beauty retailers offering high-value products like fragrances, skincare sets, or beauty devices, payment flexibility removes purchase barriers and creates accessible pathways to premium products.

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Woman with laptop sitting on a yoga mat.
Blog Consumption
Jan 7, 2026 5 min

E-Commerce Payment Solutions: What Truly Matters – Flexibility, Trust, and
Technology

E-commerce payment solutions represent far more than technical infrastructure. They form the foundation of every stable online business, controlling cash flow, protecting sensitive data, and determining how reliably customers perceive a brand. A functioning payment process builds trust among customers, merchants, and partners throughout the entire value chain.

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Woman in front of a store, looking at the retailer's offerings through a shop window.
Blog Technology
Jan 6, 2026 5 min

Agentic Commerce: AI Agents and the Future of E-Commerce

E-commerce evolves toward new directions in 2025: alongside traditional online shops and marketplaces, autonomous shopping agents increasingly enter focus in research, pilot projects, and strategy papers. These intelligent systems will prospectively assume not only product search for consumers but also price comparisons, purchasing decisions, and payments. Initial applications – such as automated ordering or loyalty programs – already represent reality. For merchants, this means new opportunities on one hand, challenges in preparing for this future on the other.

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Man looks into the future
Blog Insights
By Christian Groß-Hetzel, Investment Director Central Europe, Riverty Dec 16, 2025

Open Book Policy: Shaping the Future of the NPL Market in Germany and Central Europe

Riverty brings more transparency to the NPL market in Germany and across Central Europe. With an open book policy, we move away from one off trades that end with the signing date and toward genuine partnerships where both sides learn from every transaction. At its core, an open book policy turns an NPL sale into a feedback instrument for the lending business itself.

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Woman in front of a store, looking at the retailer's offerings through a shop window.
Blog Technology
Jan 6, 2026 5 min

Agentic Commerce: AI Agents and the Future of E-Commerce

E-commerce evolves toward new directions in 2025: alongside traditional online shops and marketplaces, autonomous shopping agents increasingly enter focus in research, pilot projects, and strategy papers. These intelligent systems will prospectively assume not only product search for consumers but also price comparisons, purchasing decisions, and payments. Initial applications – such as automated ordering or loyalty programs – already represent reality. For merchants, this means new opportunities on one hand, challenges in preparing for this future on the other.

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an anpr camera
Blog Mobility
Riverty Mobility Team Dec 1, 2025 3 min

What Does ANPR Mean? Automatic Number Plate Recognition Explained

Discover what ANPR means: Automatic Number Plate Recognition technology for parking management, payments, and receivables management with compliance and efficiency.

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Image of a Smartphone displaying Rivertys BNPL solution, the logo of Riverty as well as mollie.
Blog Payment Methods
Sep 2, 2024

Riverty and Mollie: Flip the switch to unlock growth

You are running an online store. You have poured your heart and soul into creating outstanding products with compelling descriptions. You focus on the customer journey, optimizing your site for conversions and sales. You know, customer satisfaction is king. And you know that integrating with a reliable payment provider such as Mollie will provide a seamless checkout experience. But did you know that there are even more benefits to being unlocked? Buy Now, Pay Later with Riverty’s "Pay in 30 Days”!

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Parking of the future
Blog Mobility
Jul 3, 2024

The Car Park of the Future: Vision or Fantasy?

Do you remember flying cars, the integral part of futuristic visions that unfortunately have not found their way in our everyday lives, yet? Should we dismiss the idea of a futuristic parking lot as just another science fiction dream? Consumers are the ultimate barometer of innovation. Their preferences will ultimately determine our future – and the future of parking. In the fourth article of our series about the Riverty survey “Future of Parking”, we think outside the box imagining a parking garage that is truly according to the customer's wishes.

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Pros & Cons of Parking Barriers: Is There a Better Way?
Blog Mobility
Jun 24, 2024

Pros & Cons of Parking Barriers: Is There a Better Way?

Imagine a world where parking isn't a source of frustration. No more scrambling for loose change, fumbling with tickets, or getting stuck behind someone struggling with a malfunctioning barrier. Here, a technology-driven solution is revolutionizing the parking experience in Europe, Free-Flow Parking. As the world of parking is changing, so are the consumer preferences for flexible cash-less payment methods. But how can traditional parking barriers, such as gates or ticket machines, keep pace with modern parking requirements? The third article in our series on the Riverty “Future of Parking” survey looks at the pros and cons of parking barriers and the impact on users and parking operators alike.

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Balancing Technology with Empathy
Blog Technology
Jun 19, 2024 3 min

Human-Centric Debt Collection: Balancing Technology with Empathy

Something transformative is happening within the field of debt collection: it's changing how agencies connect with people in debt. Moving beyond the traditional methods of automated calls and standardized letters, the focus is now on blending technological efficiency with genuine empathy. At Riverty, we believe in harnessing innovation to not only streamline processes but also to foster understanding and respect in every interaction.

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Free-Flow Parking in Europe: Trends & Adaptation
Blog Mobility
Jun 14, 2024

Free-Flow Parking in Europe: Trends & Adaptation

In the dynamic realm of urban mobility, parking has long been a crucial yet often overlooked aspect. As cities continue to expand and transportation patterns evolve, traditional parking methods are struggling to keep pace, leading to congestion, frustration, and a diminished parking experience. Amidst this changing landscape, a new wave of parking solutions is emerging based on a changing preference in payment technology. One that is changing the way we park and interact with our urban spaces: Free-Flow Parking. The second article of our series about Riverty's survey the "Future of Parking” is looking at the trends and the adaptation of Free-Flow Parking in Europe.

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Woman standing at a parking lot next to car smiling down at her phone
Blog Mobility
Jun 6, 2024

How do consumers prefer to pay for their parking tickets?

Small change? Mobile or card payment? Modern methods of payment are challenging traditional ways of paying. At the same time, the options for paying for parking are now more diverse than ever. But progress is not gaining the upper hand everywhere in Europe. And there are various reasons for this. The findings of the survey commissioned by Riverty about the Future of Parking reveal a fascinating story of regional divides, with some clinging to tradition or habits with cash payments and others embracing the digital revolution with Free-Flow Parking solutions. The first article in our blog series attempts to answer the question: How do consumers prefer to pay for parking?

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Riverty creates clarity for energy providers and customers
Blog Utilities 
May 22, 2024 5 min

Insights for transparency in financial flows: Riverty creates clarity for energy providers and customers

Today's economic challenges require innovative debt collection solutions. Riverty offers energy providers user-friendly portals and customized strategies to make payment flows transparent and maintain good customer relations.

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