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Insights

Read about Riverty's journey and how we aim to be the most human centric fintech.

Woman with tablet in a hammock
Blog Consumption
Jan 12, 2026 5 min

Buy Now Pay Later for Cosmetics: How Flexible Payments Secure
E-Commerce Growth

Buy Now Pay Later cosmetics solutions are transforming how beauty brands connect with customers. In the premium beauty segment, Buy Now Pay Later cosmetics options have evolved from a nice-to-have feature to an essential checkout element that directly impacts conversion rates, average order values, and customer loyalty. For beauty retailers offering high-value products like fragrances, skincare sets, or beauty devices, payment flexibility removes purchase barriers and creates accessible pathways to premium products.

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Woman with laptop sitting on a yoga mat.
Blog Consumption
Jan 7, 2026 5 min

E-Commerce Payment Solutions: What Truly Matters – Flexibility, Trust, and
Technology

E-commerce payment solutions represent far more than technical infrastructure. They form the foundation of every stable online business, controlling cash flow, protecting sensitive data, and determining how reliably customers perceive a brand. A functioning payment process builds trust among customers, merchants, and partners throughout the entire value chain.

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Woman in front of a store, looking at the retailer's offerings through a shop window.
Blog Technology
Jan 6, 2026 5 min

Agentic Commerce: AI Agents and the Future of E-Commerce

E-commerce evolves toward new directions in 2025: alongside traditional online shops and marketplaces, autonomous shopping agents increasingly enter focus in research, pilot projects, and strategy papers. These intelligent systems will prospectively assume not only product search for consumers but also price comparisons, purchasing decisions, and payments. Initial applications – such as automated ordering or loyalty programs – already represent reality. For merchants, this means new opportunities on one hand, challenges in preparing for this future on the other.

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Man looks into the future
Blog Insights
By Christian Groß-Hetzel, Investment Director Central Europe, Riverty Dec 16, 2025

Open Book Policy: Shaping the Future of the NPL Market in Germany and Central Europe

Riverty brings more transparency to the NPL market in Germany and across Central Europe. With an open book policy, we move away from one off trades that end with the signing date and toward genuine partnerships where both sides learn from every transaction. At its core, an open book policy turns an NPL sale into a feedback instrument for the lending business itself.

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Woman in front of a store, looking at the retailer's offerings through a shop window.
Blog Technology
Jan 6, 2026 5 min

Agentic Commerce: AI Agents and the Future of E-Commerce

E-commerce evolves toward new directions in 2025: alongside traditional online shops and marketplaces, autonomous shopping agents increasingly enter focus in research, pilot projects, and strategy papers. These intelligent systems will prospectively assume not only product search for consumers but also price comparisons, purchasing decisions, and payments. Initial applications – such as automated ordering or loyalty programs – already represent reality. For merchants, this means new opportunities on one hand, challenges in preparing for this future on the other.

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Image of a Smartphone displaying Rivertys BNPL solution, the logo of Riverty as well as mollie.
Blog Payment Methods
Sep 2, 2024

Riverty and Mollie: Flip the switch to unlock growth

You are running an online store. You have poured your heart and soul into creating outstanding products with compelling descriptions. You focus on the customer journey, optimizing your site for conversions and sales. You know, customer satisfaction is king. And you know that integrating with a reliable payment provider such as Mollie will provide a seamless checkout experience. But did you know that there are even more benefits to being unlocked? Buy Now, Pay Later with Riverty’s "Pay in 30 Days”!

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Balancing Technology with Empathy
Blog Technology
Jun 19, 2024 3 min

Human-Centric Debt Collection: Balancing Technology with Empathy

Something transformative is happening within the field of debt collection: it's changing how agencies connect with people in debt. Moving beyond the traditional methods of automated calls and standardized letters, the focus is now on blending technological efficiency with genuine empathy. At Riverty, we believe in harnessing innovation to not only streamline processes but also to foster understanding and respect in every interaction.

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Riverty creates clarity for energy providers and customers
Blog Utilities 
May 22, 2024 5 min

Insights for transparency in financial flows: Riverty creates clarity for energy providers and customers

Today's economic challenges require innovative debt collection solutions. Riverty offers energy providers user-friendly portals and customized strategies to make payment flows transparent and maintain good customer relations.

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Efficient debt collection for energy suppliers
Blog Utilities 
Apr 24, 2024 4 min

Efficient debt collection for energy suppliers: Riverty
– keeping your finances in flow

International crises, slow economic growth, rising prices - many consumers are under financial pressure in these times – and energy suppliers are put under pressure when payments are missed or delayed. Efficient debt collection management can maintain the financial flow and ensure that utilities are never left high and dry.

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Receivables Sale to Riverty Increases Liquidity
Blog Utilities 
Apr 19, 2024 3 min

Electricity and finance in flux: Receivables sale to Riverty increases liquidity

In times of change, we go with the flow of electricity. We know that as the energy transition continues, energy providers are faced with significant investments. Not only do they face rising costs, but also the risk of payment defaults. How can they ensure a smooth financial flow? The solution: Selling non-performing receivables can help to secure liquidity and minimize default risks – keeping power and finances flowing.

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partnership Computop & Riverty
Blog Technology
Dec 13, 2023 5 min

Beyond payments: Riverty and Computop set new standards

Riverty and Computop are working together to create genuine added value for retailers. The result: a comprehensive solution for accounting and payment processing.

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The image shows a young man who is checking his finances
Blog Payment Methods
Riverty Mar 23, 2023

Despite inflation: Living the best financial life

Inflation is high, everything gets more expensive. This puts more financial stress on people. Riverty supports people with financial difficulties through a fair debt collection process. This includes activating communication, easy-to-understand digital payment tools, and financial education. Keeping people financially healthy and in a self-determined customer lifecycle with you.

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happy couple sitting infront of a laptop
Blog Payment Methods
Riverty Mar 14, 2023 5 min

Enabling financial freedom with digital tools

Riverty emphasizes a human centric approach in debt collection: With the right digital financial tools and targeted financial education, we help people to live their lives in financial freedom. In this way, we aim to create a sustainable way of shopping, consuming, and financing.

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