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Insights

Read about Riverty's journey and how we aim to be the most human centric fintech.

Woman with tablet in a hammock
Blog Consumption
Jan 12, 2026 5 min

Buy Now Pay Later for Cosmetics: How Flexible Payments Secure
E-Commerce Growth

Buy Now Pay Later cosmetics solutions are transforming how beauty brands connect with customers. In the premium beauty segment, Buy Now Pay Later cosmetics options have evolved from a nice-to-have feature to an essential checkout element that directly impacts conversion rates, average order values, and customer loyalty. For beauty retailers offering high-value products like fragrances, skincare sets, or beauty devices, payment flexibility removes purchase barriers and creates accessible pathways to premium products.

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Woman with laptop sitting on a yoga mat.
Blog Consumption
Jan 7, 2026 5 min

E-Commerce Payment Solutions: What Truly Matters – Flexibility, Trust, and
Technology

E-commerce payment solutions represent far more than technical infrastructure. They form the foundation of every stable online business, controlling cash flow, protecting sensitive data, and determining how reliably customers perceive a brand. A functioning payment process builds trust among customers, merchants, and partners throughout the entire value chain.

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Woman in front of a store, looking at the retailer's offerings through a shop window.
Blog Technology
Jan 6, 2026 5 min

Agentic Commerce: AI Agents and the Future of E-Commerce

E-commerce evolves toward new directions in 2025: alongside traditional online shops and marketplaces, autonomous shopping agents increasingly enter focus in research, pilot projects, and strategy papers. These intelligent systems will prospectively assume not only product search for consumers but also price comparisons, purchasing decisions, and payments. Initial applications – such as automated ordering or loyalty programs – already represent reality. For merchants, this means new opportunities on one hand, challenges in preparing for this future on the other.

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Man looks into the future
Blog Insights
By Christian Groß-Hetzel, Investment Director Central Europe, Riverty Dec 16, 2025

Open Book Policy: Shaping the Future of the NPL Market in Germany and Central Europe

Riverty brings more transparency to the NPL market in Germany and across Central Europe. With an open book policy, we move away from one off trades that end with the signing date and toward genuine partnerships where both sides learn from every transaction. At its core, an open book policy turns an NPL sale into a feedback instrument for the lending business itself.

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Riverty Whitepaper: Why the post-purchase experience is your new competitive advantage
Whitepaper E-Commerce

Why the post-purchase experience is your new competitive advantage

The real customer journey starts after checkout: What happens after someone clicks "Buy now" can make or break their loyalty. Discover how leading brands turn post-purchase moments into lasting relationships.

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Douglas Store Düsseldorf
Case Study E-Commerce

flaconi’s journey to seamless payments

As Germany’s leading online beauty retailer, flaconi is on a mission to offer customers the most seamless and flexible shopping experience. With over 4.5 million active customers, flaconi continuously innovates to stay ahead in the competitive beauty e-commerce space. When the holiday peak season of 2024 approached, bringing high-volume shopping events like Black Friday and Christmas, flaconi sought a flexible, customer-friendly payment solution that would reduce friction at checkout while supporting their expansion goals. That’s where Riverty stepped in.

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Embedded Payment with Riverty
Whitepaper E-Commerce

The Power of embedded payments

At E-Commerce Expo Berlin our experts Vanessa Rentmeister (Product Lead Merchants & Partners) and Kay Sebastian Dallmann (Senior Vice President Sales & Global Markets) delved into the topic of "Embedded Payments.”

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Riverty Mobility Study
Whitepaper Mobility

Our comprehensive Mobility Study: Insights from 6000 participants across seven countries in the Nordics and DACH

Discover how the landscape of parking is evolving in response to technological advancements and changing consumer preferences.

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Woman reading on laptop
Whitepaper E-Commerce

The Paypers Payment Methods Report 2023

Every year "The Paypers" provides an in-depth overview of the latest worldwide developments in how people pay. In the 8th edition of the "Payment Methods Report," Riverty experts take the spotlight. Read more below.

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Car parking in a parking facility
Case Study Mobility

How Hi Tech Mobility found the right payment partner in Riverty

In the fast-paced world of mobility, finding the right partner can make all the difference in delivering innovative solutions that optimize processes and enhance customer experiences.

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Car parking in a parking facility
Case Study Mobility

Arendal Kommune and Riverty: Redefining customer support in public parking services

When it comes to public parking services, customer satisfaction is vital. When Arendal Kommune made the switch to Riverty as their free-flow invoicing provider, they experienced a remarkable transformation in the area of customer support.

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Lynk & Co
Case Study Mobility

Lynk & Co: creating a unique subscription experience with one car

How Lynk & Co achieved individually designed payment models and smooth processing in the background.

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First page of the subscription survey
Whitepaper E-Commerce

Subscription payments consumer survey

Our consumer survey across 6 Northern European countries gives insight into the wants, needs and barriers related to subscription payments. Explore the results to get an understanding of how to create customer-centric payment strategies.

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