Insights
Read about Riverty's journey and how we aim to be the most human centric fintech.
Banking the unbanked will be the default
Over 1.4 billion adults globally are still unbanked – without access to secure, regulated financial services. This financial exclusion creates a massive barrier to economic participation, limiting opportunities for billions of people worldwide. But banking the unbanked is no longer a question of if, but when. The rapid rise of mobile banking, embedded finance, and fintech innovation is shifting the landscape, creating the infrastructure and momentum to make banking the unbanked the global default by 2040.
Your financial sidekick: An AI personal finance assistant that knows you best
What if your next financial decision wasn’t just based on logic, but also understood your stress levels, excitement, and personal values? Traditional financial tools leave you reactive and overwhelmed, forcing you to adapt to rigid systems that don’t understand your unique circumstances.
Emotions will drive smarter money decisions: The power of emotionally intelligent finance
What if your next financial decision wasn’t just based on logic, but also on emotion? Welcome to emotional finance. In 2040, AI will factor in stress, excitement, even personal values to guide smarter, more balanced money choices. That’s emotionally intelligent finance.
The hidden EV Charging operational costs undermining profitability
Equipment costs are just the beginning for Charging Point Operators (CPOs). While DC fast chargers cost on average $50,000 and installation often exceeds equipment prices, the real EV charging operational costs are harder to spot: demand charges that dwarf electricity costs, unexpected repairs ($500–$2,000 per incident), and operational inefficiencies that drain resources. Hidden costs are embedded throughout EV charging operations—and the operators who identify them early gain a significant advantage.