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Insights

Read about Riverty's journey and how we aim to be the most human centric fintech.

Payment machine at the counter with a receipt
Blog Consumption
Sep 25, 2026 3 minutes

Is your payment service provider holding your business back?

An online shopper reaches the checkout stage with a full cart. They go to pay but their usual method isn’t listed. They hesitate, then open a new tab to check a competitor’s site. They don’t come back. Many merchants judge their payment setup solely on whether it works. Payments go through, refunds are processed. On paper, everything looks fine.

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Front page of the whitepaper
Whitepaper E-Commerce

Turn your checkout experience into beauty ecommerce growth

Beauty shoppers reach checkout with excitement, careful research and a basket built around the routines they value. Their purchase intent is already strong. A clear, flexible payment experience builds checkout confidence and carries that momentum through to conversion, higher basket value and repeat revenue. This insight-filled whitepaper offers practical advice for turning your checkout experience into continual beauty ecommerce growth and lasting customer loyalty.

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Front page of the whitepaper
Whitepaper E-Commerce

Increase average order value through payment flexibility

Beauty customers arrive at the checkout stage having already decided to make a purchase. The question is whether the payment experience confirms their decision or interrupts it. Download the Riverty whitepaper to see how transparent, flexible payments help beauty merchants increase basket value, reduce cart abandonment and build customer loyalty that lasts.

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First page of the fashion whitepaper
Whitepaper E-Commerce

The post-purchase experience that protects your margin

Returns are a structural feature of fashion ecommerce. What sets profitable brands apart is what happens after the sale. How you handle refunds, reconciliation and customer communication determines whether returns erode your margins or protect them. Download our whitepaper to see what this looks like in practice.

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Front page of the whitepaper
Whitepaper E-Commerce

Turn your checkout experience into beauty ecommerce growth

Beauty shoppers reach checkout with excitement, careful research and a basket built around the routines they value. Their purchase intent is already strong. A clear, flexible payment experience builds checkout confidence and carries that momentum through to conversion, higher basket value and repeat revenue. This insight-filled whitepaper offers practical advice for turning your checkout experience into continual beauty ecommerce growth and lasting customer loyalty.

READ MORE
Front page of the whitepaper
Whitepaper E-Commerce

Increase average order value through payment flexibility

Beauty customers arrive at the checkout stage having already decided to make a purchase. The question is whether the payment experience confirms their decision or interrupts it. Download the Riverty whitepaper to see how transparent, flexible payments help beauty merchants increase basket value, reduce cart abandonment and build customer loyalty that lasts.

READ MORE
First page of the fashion whitepaper
Whitepaper E-Commerce

The post-purchase experience that protects your margin

Returns are a structural feature of fashion ecommerce. What sets profitable brands apart is what happens after the sale. How you handle refunds, reconciliation and customer communication determines whether returns erode your margins or protect them. Download our whitepaper to see what this looks like in practice.

READ MORE
Woman on a street
Case Study E-Commerce

In-House BNPL: What it really costs in 2026

At first, building in-house BNPL makes sense: control over credit logic, no third-party dependency, the ability to move at your own pace. But the total cost of that control – engineering maintenance, fraud exposure, dispute handling, compliance overhead – rarely surfaces cleanly on the P&L. CCD2 has made that accounting unavoidable. This guide breaks down what running in-house BNPL actually costs, and what your options look like now.

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Home and Garden view
Blog Insights
Jun 29, 2026 4 minutes

The €300 Problem: Why Home & Garden Merchants Are Losing Sales They’ve Already Won

The customer found the garden sofa. They spent 20 minutes on the product page. They opened the size guide, checked the reviews, shortlisted the colour. Then they closed the tab. Not because they didn’t want it, but because €890 due immediately felt like too much of a decision to make in one click.

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ecommerce payments work at scale
Case Study E-Commerce

How s.Oliver made ecommerce payments work at scale

s.Oliver has been dressing European families for decades – and their customers tend to stay. When the time came to rethink how post-checkout complexity was managed, it was important to get it right. See how s.Oliver turned a familiar operational problem into a payment experience their customers actually prefer in this ecommerce payment case study.

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Fintechstyle written the title
Blog Insights
May 8, 2026 5 minutes

Fintech 2040: DeFi and the Future of Payments

More real-time, more automation, and more decisions directly within the payment flow. DeFi stands for decentralized finance—financial functions executed via programmable digital networks, wallets, and smart contracts rather than exclusively through traditional, closed banking and payment infrastructures.

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articial overview of future proofed AI topics
Blog Insights
May 4, 2026 5 minutes

Agentic Commerce: How Autonomous Agents Reshape Payments and Strengthen Trust

Agentic commerce is changing how people buy online. Instead of making every decision themselves, consumers increasingly rely on AI-powered agents to compare options, manage budgets, and even select how to pay.

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Meeting of 3 personas
Blog Insights
Mar 26, 2026 10 minutes

Early Engagement in Debt Collection: 5 Reasons Why Acting Early Reduces Risk

Early engagement in debt collection is an approach that makes risks visible before they fully unfold. In many industries, the importance of early engagement is increasing as economic conditions change more quickly. and customers often need to react to financial strain at short notice. When companies intervene too late, unnecessary costs, delays, and escalations occur. When organizations intervene early, many challenges can often be mitigated before they develop into longer-term risk. This is precisely where early engagement in debt collection provides orientation before uncertainty turns into real problems.

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