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Read about Riverty's journey and how we aim to be the most human centric fintech.

Payment machine at the counter with a receipt
Blog Consumption
Sep 25, 2026 3 minutes

Is your payment service provider holding your business back?

An online shopper reaches the checkout stage with a full cart. They go to pay but their usual method isn’t listed. They hesitate, then open a new tab to check a competitor’s site. They don’t come back. Many merchants judge their payment setup solely on whether it works. Payments go through, refunds are processed. On paper, everything looks fine.

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Front page of the whitepaper
Whitepaper E-Commerce

Turn your checkout experience into beauty ecommerce growth

Beauty shoppers reach checkout with excitement, careful research and a basket built around the routines they value. Their purchase intent is already strong. A clear, flexible payment experience builds checkout confidence and carries that momentum through to conversion, higher basket value and repeat revenue. This insight-filled whitepaper offers practical advice for turning your checkout experience into continual beauty ecommerce growth and lasting customer loyalty.

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Front page of the whitepaper
Whitepaper E-Commerce

Increase average order value through payment flexibility

Beauty customers arrive at the checkout stage having already decided to make a purchase. The question is whether the payment experience confirms their decision or interrupts it. Download the Riverty whitepaper to see how transparent, flexible payments help beauty merchants increase basket value, reduce cart abandonment and build customer loyalty that lasts.

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First page of the fashion whitepaper
Whitepaper E-Commerce

The post-purchase experience that protects your margin

Returns are a structural feature of fashion ecommerce. What sets profitable brands apart is what happens after the sale. How you handle refunds, reconciliation and customer communication determines whether returns erode your margins or protect them. Download our whitepaper to see what this looks like in practice.

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Front page of the whitepaper
Whitepaper E-Commerce

Turn your checkout experience into beauty ecommerce growth

Beauty shoppers reach checkout with excitement, careful research and a basket built around the routines they value. Their purchase intent is already strong. A clear, flexible payment experience builds checkout confidence and carries that momentum through to conversion, higher basket value and repeat revenue. This insight-filled whitepaper offers practical advice for turning your checkout experience into continual beauty ecommerce growth and lasting customer loyalty.

READ MORE
Front page of the whitepaper
Whitepaper E-Commerce

Increase average order value through payment flexibility

Beauty customers arrive at the checkout stage having already decided to make a purchase. The question is whether the payment experience confirms their decision or interrupts it. Download the Riverty whitepaper to see how transparent, flexible payments help beauty merchants increase basket value, reduce cart abandonment and build customer loyalty that lasts.

READ MORE
First page of the fashion whitepaper
Whitepaper E-Commerce

The post-purchase experience that protects your margin

Returns are a structural feature of fashion ecommerce. What sets profitable brands apart is what happens after the sale. How you handle refunds, reconciliation and customer communication determines whether returns erode your margins or protect them. Download our whitepaper to see what this looks like in practice.

READ MORE
Woman on a street
Case Study E-Commerce

In-House BNPL: What it really costs in 2026

At first, building in-house BNPL makes sense: control over credit logic, no third-party dependency, the ability to move at your own pace. But the total cost of that control – engineering maintenance, fraud exposure, dispute handling, compliance overhead – rarely surfaces cleanly on the P&L. CCD2 has made that accounting unavoidable. This guide breaks down what running in-house BNPL actually costs, and what your options look like now.

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ecommerce payments work at scale
Case Study E-Commerce

How s.Oliver made ecommerce payments work at scale

s.Oliver has been dressing European families for decades – and their customers tend to stay. When the time came to rethink how post-checkout complexity was managed, it was important to get it right. See how s.Oliver turned a familiar operational problem into a payment experience their customers actually prefer in this ecommerce payment case study.

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Case study cover with makeup brushes and the title about flaconi’s seamless checkout.
Case Study E-Commerce

flaconi's path to a smooth payment experience

As Germany's leading online retailer of drugstore and beauty products, flaconi wants to offer its more than 4.5 million active customers the most seamless and flexible shopping experience possible. Just in time for the 2024 peak season with Black Friday and Christmas, flaconi was looking for a payment solution that not only works easily, but also remains stable under maximum load. The answer: a collaboration with Riverty.

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Man and Woman discussion with another woman
Blog Technology
Feb 11, 2026 5 minutes

How Responsible Automation Strengthens Efficiency Without Losing the Human Touch

The future of finance will not be determined solely by the existence of AI and new technological innovations, but by the way companies shape and use them. AI in finance opens up new opportunities to identify risks early on, make communication more accessible, and avoid financial burdens. But the focus remains on people—with their needs, situations, and the need to be supported respectfully. Riverty shows how responsible automation enables preventive, fair, and more stable financial practices.

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Woman on a hill
Blog Technology
Feb 11, 2026 5 minutes

Human-Centric Finance: Why a Sustainable Financial Ecosystem Leads to Better B2B Outcomes

A sustainable financial ecosystem in B2B emerges when social principles are integrated into corporate processes and long-term strategy. Riverty has long worked to balance economic goals with socially responsible financial practices. Human-centric finance and ethical debt collection demonstrate that fairness, transparency, and early support are not in conflict with strong results, as they form the foundation for them.

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Woman in front of a store, looking at the retailer's offerings through a shop window.
Blog Technology
Jan 6, 2026 5 min

Agentic Commerce: AI Agents and the Future of E-Commerce

E-commerce evolves toward new directions in 2025: alongside traditional online shops and marketplaces, autonomous shopping agents increasingly enter focus in research, pilot projects, and strategy papers. These intelligent systems will prospectively assume not only product search for consumers but also price comparisons, purchasing decisions, and payments. Initial applications – such as automated ordering or loyalty programs – already represent reality. For merchants, this means new opportunities on one hand, challenges in preparing for this future on the other.

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