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Insights

Read about Riverty's journey and how we aim to be the most human centric fintech.

Woman with tablet in a hammock
Blog Consumption
Jan 12, 2026 5 min

Buy Now Pay Later for Cosmetics: How Flexible Payments Secure
E-Commerce Growth

Buy Now Pay Later cosmetics solutions are transforming how beauty brands connect with customers. In the premium beauty segment, Buy Now Pay Later cosmetics options have evolved from a nice-to-have feature to an essential checkout element that directly impacts conversion rates, average order values, and customer loyalty. For beauty retailers offering high-value products like fragrances, skincare sets, or beauty devices, payment flexibility removes purchase barriers and creates accessible pathways to premium products.

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Woman with laptop sitting on a yoga mat.
Blog Consumption
Jan 7, 2026 5 min

E-Commerce Payment Solutions: What Truly Matters – Flexibility, Trust, and
Technology

E-commerce payment solutions represent far more than technical infrastructure. They form the foundation of every stable online business, controlling cash flow, protecting sensitive data, and determining how reliably customers perceive a brand. A functioning payment process builds trust among customers, merchants, and partners throughout the entire value chain.

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Woman in front of a store, looking at the retailer's offerings through a shop window.
Blog Technology
Jan 6, 2026 5 min

Agentic Commerce: AI Agents and the Future of E-Commerce

E-commerce evolves toward new directions in 2025: alongside traditional online shops and marketplaces, autonomous shopping agents increasingly enter focus in research, pilot projects, and strategy papers. These intelligent systems will prospectively assume not only product search for consumers but also price comparisons, purchasing decisions, and payments. Initial applications – such as automated ordering or loyalty programs – already represent reality. For merchants, this means new opportunities on one hand, challenges in preparing for this future on the other.

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Man looks into the future
Blog Insights
By Christian Groß-Hetzel, Investment Director Central Europe, Riverty Dec 16, 2025

Open Book Policy: Shaping the Future of the NPL Market in Germany and Central Europe

Riverty brings more transparency to the NPL market in Germany and across Central Europe. With an open book policy, we move away from one off trades that end with the signing date and toward genuine partnerships where both sides learn from every transaction. At its core, an open book policy turns an NPL sale into a feedback instrument for the lending business itself.

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Woman with tablet in a hammock
Blog Consumption
Jan 12, 2026 5 min

Buy Now Pay Later for Cosmetics: How Flexible Payments Secure
E-Commerce Growth

Buy Now Pay Later cosmetics solutions are transforming how beauty brands connect with customers. In the premium beauty segment, Buy Now Pay Later cosmetics options have evolved from a nice-to-have feature to an essential checkout element that directly impacts conversion rates, average order values, and customer loyalty. For beauty retailers offering high-value products like fragrances, skincare sets, or beauty devices, payment flexibility removes purchase barriers and creates accessible pathways to premium products.

READ MORE
Woman with laptop sitting on a yoga mat.
Blog Consumption
Jan 7, 2026 5 min

E-Commerce Payment Solutions: What Truly Matters – Flexibility, Trust, and
Technology

E-commerce payment solutions represent far more than technical infrastructure. They form the foundation of every stable online business, controlling cash flow, protecting sensitive data, and determining how reliably customers perceive a brand. A functioning payment process builds trust among customers, merchants, and partners throughout the entire value chain.

READ MORE
Woman unpackaging a parcel in a merchant store
Blog Consumption
Dec 10, 2025 5 min

Choosing the Right Buy Now, Pay Later Solution: 5 Key Considerations for Merchants

In the world of e-commerce, providing flexible payment choices has become essential for merchants aiming to attract new customers and retain existing ones. One such widely embraced option is the Buy Now Pay Later (BNPL) payment method, which has become one of the hottest payment trends in Europe. In this blog post, we will dive deeper into the world of BNPL services, offering some critical considerations retailers should take before selection a BNPL provider.

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woman with a phone in her hands
Blog Consumption
Dec 9, 2025 5 minutes

Social Commerce 2025: Leveraging Viral Demand – Securing Loyalty at Checkout

Social commerce has definitively evolved from trend to central growth driver for digital commerce in 2025. A single viral post – and suddenly thousands of orders flood in within minutes. For large merchants and brands, potential proves enormous – yet the real challenge lies not in reach but in checkout and long-term customer loyalty.

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A man charges his EV automobile
Blog Accounting
Oct 31, 2025 5 minutes

EV charging fraud prevention: expert insights from Plugsurfing and CRIF

Fraud in EV charging is growing in step with the market itself. As charging sessions and revenues climb, so do the risks of manipulation, non-payment, and identity theft. Charge point operators (CPOs) are already seeing the impact – and the cost of each case goes beyond the immediate financial loss. It multiplies through operational overheads, reputational damage, and customer churn.

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Riverty guide cover: electric car charging, international expansion title shown.
Whitepaper EV Charging

The CPO's guide to international expansion

Europe’s EV charging market is moving fast, with rising demand, tighter rules, and limited prime locations. For CPOs, the opportunity to scale internationally is now—but success depends on getting financial operations right. This guide shows how leaders build systems that turn complexity into growth.

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Two drivers prepare to charge their EV vehicle
Blog Accounting
Jun 18, 2025

The hidden EV Charging operational costs undermining profitability

Equipment costs are just the beginning for Charging Point Operators (CPOs). While DC fast chargers cost on average $50,000 and installation often exceeds equipment prices, the real EV charging operational costs are harder to spot: demand charges that dwarf electricity costs, unexpected repairs ($500–$2,000 per incident), and operational inefficiencies that drain resources. Hidden costs are embedded throughout EV charging operations—and the operators who identify them early gain a significant advantage.

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A row of electric vehicles parked at charging stations along a city street on a sunny day, with buildings and trees in the background.
Blog Accounting
May 5, 2025

Simplifying VAT Complexity in Cross-Border EV Charging: The Riverty Advantage

If you're managing EV charging across borders, VAT is a quiet killer. Rates shift between markets, reverse charge applies inconsistently, and consolidated invoicing gets messy—fast. 

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Electric car charges at Ionity station with cable plugged in.
Case Study EV Charging

Driving the future of EV charging

As one of Europe's leading High-Power Charging (HPC) networks, IONITY is on a mission to make electric vehicle travel seamless. Whether that's powering long-distance journeys across borders, weekend getaways, or everyday shopping trips in urban centers. With over 5,000 HPC chargers across 757 sites in 24 countries, IONITY serves private drivers, fleet operators, and roaming MSPs across borders, languages, currencies, and tax systems.

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